Sierra LeoneSLESierra Leonean Leone
The requirements for this direction are straightforward: English is the official language, and the recipient's name is transferred from documents without transliteration. The complexity lies in geography - the banking network is concentrated in Freetown and a few cities, and there are few branches further from the coast. Therefore, the method of receiving funds is clarified before payment.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the leone (SLE). In 2022, the country carried out a denomination at a ratio of 1000:1: 1000 old leones (SLL) were replaced with 1 new leone (SLE), so amounts in old documents and sources may appear a thousand times larger than current ones. Sierra Leone is located in West Africa, and its name comes from the Portuguese designation "Lion Mountains," given to the mountainous coast in the 15th century. The capital Freetown was founded as a settlement for freed slaves, which is reflected in its name - "city of freedom." The official language of the country is English, and in everyday life Krio, an English-based creole language, is widely used. For international transfers, this simplifies data processing: the recipient's name and bank details are specified in Latin characters directly from documents. IBAN format is not used in Sierra Leone: for international SWIFT transfers, you typically need the bank's SWIFT/BIC, account number, and the recipient's full name.
Sierra Leone has not imposed its own sanctions against Russia, however, the specific route depends on the recipient's bank, correspondent banks, and standard AML/KYC checks. Banking infrastructure is concentrated primarily in Freetown, Bo, and Kenema, while outside major cities there are significantly fewer branches. The country operates on UTC+0 time zone and is 3 hours behind Moscow. ATM24 verifies the available route in advance before confirming the application. International SWIFT transfer time is 2–5 business days. ATM24 commission is from 0.9%.
Card networks operate in Freetown and major cities. The application requires the card number and cardholder's name in Latin characters. The amount in leones is fixed in the application and does not change thereafter. Whether the payment will go through for a specific card is determined before payment
IBAN format is not used: the recipient is identified by SWIFT code and account number. You need the account number, bank's SWIFT code, and recipient's name. The bank name is taken from the recipient's statement, not from hearsay. The route to the bank is verified before sending money
Cash can be withdrawn in Freetown and major cities of the country. Main locations - Freetown, Bo, Kenema. In remote areas there are few branches, and travel to the city takes time. How much you can withdraw at once will be determined when submitting the application
When submitting an application for Sierra Leone, you provide the recipient's account number, their bank's SWIFT code, and the name in Latin characters - the country has no IBAN format, but English as the official language eliminates transliteration questions. The country has not imposed sanctions against Russia. When planning a transfer, check the city with the recipient: the banking network outside Freetown is sparse.
We accept RUB, USD, EUR and USDT — we pay out in SLE
RUB SLE
0.2482per 1 RUB
10 000 ₽ = 2 482 SLEUSD SLE
22.25per 1 USD
100 $ = 2 225 SLEEUR SLE
25.21per 1 EUR
100 € = 2 521 SLEUSDT SLE
22.25per 1 USDT
100 USDT = 2 225 SLE| You send | Payout in SLE |
|---|---|
| 100 USDT | 2 225 SLE |
| 300 USDT | 6 674 SLE |
| 500 USDT | 11 123 SLE |
| 1 000 USDT | 22 247 SLE |
| 5 000 USDT | 111 233 SLE |
Where recipients usually get the money in Sierra Leone
SLCB Sierra Leone Commercial Bank — a commercial bank for personal and corporate customers. Core services include accounts, cards, payments, and settlement services.
Rokel Commercial Bank — a commercial bank for personal and corporate customers. Core services include accounts, cards, payments, and settlement services.
Union Trust Bank — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
Ecobank Sierra Leone — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
GT Bank Sierra Leone — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The national currency is the leone (SLE, new leone since 2022); 1 leone = 100 cents. In 2022, a denomination was carried out at a ratio of 1000:1. The exchange rate is floating.
Card systems
Visa and Mastercard are available through several major banks in Freetown. Orange Money and Afrimoney are leading mobile wallets. AccessBank Sierra Leone and Sierra Leone Commercial Bank are the main banks.
Payment applications
In 2022, a denomination was carried out at a ratio of 1000:1, in which the old leone SLL was replaced with the new SLE.
Interbank transfers
IBAN format is not used: for international transfers, the bank's SWIFT/BIC and account number are used.
Financial regulator
Bank of Sierra Leone is the central bank and main financial regulator; located in Freetown. Sierra Leone has not imposed sanctions against Russia.
Special features for ATM24
Sierra Leone has not imposed its own sanctions against Russia.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
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We've compiled answers about the leone, the country's languages, and how money reaches the recipient.
Sending money to Sierra Leone with payout in SLE works best when the Sierra Leone SLE payout route is checked before the sender pays. ATM24 verifies the route through a bank such as Rokel Commercial Bank or Ecobank Sierra Leone, confirms the final payout amount, and shows the fee and timing in advance. Bank-route examples for Sierra Leone: Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone.
The recipient can use a card or bank account for a SLE transfer to Sierra Leone if that channel is available for the bank. Before payment, ATM24 checks Rokel Commercial Bank, Sierra Leone Commercial Bank, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Sierra Leone: Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone.
For Sierra Leone, ATM24 can review a SLE payout through banks such as Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone. The manager checks whether the selected bank route supports the incoming transfer and which account or card details are needed. The bank route is confirmed before payment.
For a SLE transfer to Sierra Leone, ATM24 checks recipient details against the selected receiving route: Sierra Leone SLE payout route, Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone, card payout, account payout, recipient name, SLE payout data, and account and card data comparison. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Sierra Leone: Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone.
Transfer timing to Sierra Leone in SLE starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Rokel Commercial Bank, Sierra Leone Commercial Bank, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Sierra Leone: Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone.
ATM24 calculates a transfer fee from 0.9% for payouts to Sierra Leone in SLE. The final figure depends on the Sierra Leone SLE payout route, amount, payment method, bank such as Sierra Leone Commercial Bank, and whether the recipient receives money on a card or account. The sender sees the final payout amount before paying. Bank-route examples for Sierra Leone: Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone.
Payment for a SLE transfer to Sierra Leone can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Sierra Leone SLE payout route, bank such as Ecobank Sierra Leone, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Sierra Leone: Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone.
For Sierra Leone, the minimum SLE transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Rokel Commercial Bank, Sierra Leone Commercial Bank, recipient details, payout method, and document requirements before payment. A route through Sierra Leone Commercial Bank may have different limits than a card or non-bank payout. Bank-route examples for Sierra Leone: Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone.
Large transfers to Sierra Leone in SLE are checked by amount, recipient route, and receiving bank. ATM24 reviews Rokel Commercial Bank, United Bank for Africa Sierra Leone, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Sierra Leone: Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone.
The estimated payout for sending 1000 USD to Sierra Leone in SLE should be checked by route: 22,246.6 SLE. ATM24 reviews Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final SLE amount in the order. Bank-route examples for Sierra Leone: Rokel Commercial Bank, Sierra Leone Commercial Bank, Ecobank Sierra Leone, United Bank for Africa Sierra Leone, and Guaranty Trust Bank Sierra Leone.
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