CambodiaKHRCambodian Riel

Money Transfer to Cambodia

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
3,787.41 KHRper 1 USDT+0.1% over 24hCalculation refreshed today at 06:501 USDT = 3,787.41 KHROfficial rate; the final rate in the request may differ.
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Cambodia has a dual economy: USD circulates alongside KHR. Russians send money to Cambodia to family, expats, and business partners through ACLEDA Bank (ACLBKHPP). No IBAN. 1 USD ~ 4,000-4,100 KHR (National Bank of Cambodia).

How to send money from Russia to Cambodia

The route, the receiving bank and the payout amount are agreed before payment.

KHR or USD to a bank account via SWIFT. ATM24 processes international transfers in Cambodian Riel (KHR) and US dollars through available banking routes. Cambodia effectively operates a dual-currency model: the official currency remains the Cambodian riel (KHR), while USD is widely accepted in trade, tourism, and everyday transactions. The KHR to dollar exchange rate remains relatively stable: the benchmark is approximately 1 USD = 4,000–4,100 KHR. IBAN format does not apply in Cambodia: for international transfers, you typically need the bank's SWIFT/BIC code, account number, and recipient's full name. ACLEDA Bank (ACLBKHPP) is one of the country's largest commercial banks with developed international settlement infrastructure.

Bank checks and transfer conditions

Cambodia has not imposed its own sanctions against Russia; however, international transactions undergo standard AML/KYC and compliance checks. ATM24 verifies the available route before payment. ATM24 commission starts from 0.9%, international transfer time is 2–4 business days.

Ways to send money to Cambodia

Pick the way that suits the recipient — we agree the route and the details before payment

To recipient's Visa/Mastercard

Transfer to a recipient's card in Cambodia for personal use. Visa/Mastercard are accepted in Phnom Penh, Sihanoukville, and tourist centers. ATMs at ACLEDA Bank and ABA Bank dispense USD and KHR throughout the country. In remote areas (Ratanakiri, Mondulkiri) ATMs are limited. Confirm the current route with an ATM24 manager

  • ACLEDA Bank Cambodia
  • Canadia Bank
  • Maybank Cambodia

To bank account in USD or KHR

SWIFT transfer is the primary method for sending money to Cambodia. SWIFT: ACLEDA Bank (ACLBKHPP), ABA Bank (Advanced Bank of Asia), Canadia Bank. Details: SWIFT code + account number + name (no IBAN). Timeline: 2-4 business days; USD is preferable for large amounts. Most Cambodians hold savings in USD

  • ACLEDA Bank Cambodia
  • Canadia Bank
  • Maybank Cambodia

Cash USD/KHR

Cash for transactions in Cambodia. USD is effectively the main currency for transactions; KHR is given as change. 1 USD ~ 4,000-4,100 KHR (National Bank of Cambodia, NBC). Cash disbursement details: confirm with an ATM24 manager

  • Phnom Penh
  • Siem Reap
  • Preah Sihanouk

Cambodia accepts USD directly - no conversion to KHR on the receiving end. ATM24 transfers USD via SWIFT to ACLEDA Bank account (ACLBKHPP). ATM24 manager will select the route.

Rates and cost of a transfer to Cambodia

We accept RUB, USD, EUR and USDT — we pay out in KHR

Reference rate for today

  • RUB KHR

    42.25per 1 RUB

    10 000 ₽ = 422 500 KHR
  • USD KHR

    3,787.41per 1 USD

    100 $ = 378 741 KHR
  • EUR KHR

    4,292.67per 1 EUR

    100 € = 429 267 KHR
  • USDT KHR

    3,787.41per 1 USDT

    100 USDT = 378 741 KHR

What the recipient gets — at 1 USDT = 3,787.41 KHR

You sendPayout in KHR
100 USDT378 741 KHR
300 USDT1 136 223 KHR
500 USDT1 893 705 KHR
1 000 USDT3 787 409 KHR
5 000 USDT18 937 047 KHR
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Cambodia

Where recipients usually get the money in Cambodia

  • ACLEDA Bank Cambodia

    ACLEDA Bank Cambodia — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.

  • Canadia Bank

    SWIFT: to be confirmed; Accepts transfers from Russia: Confirm with ATM24 manager

  • Maybank Cambodia

    Maybank Cambodia — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.

  • ABA Bank Cambodia

    ABA Bank Cambodia — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.

  • Phnom Penh Commercial Bank

    Phnom Penh Commercial Bank — a commercial bank for personal and corporate customers. Core services include accounts, cards, payments, and settlement services.

How payments work in Cambodia

  • National currency

    The national currency is the Cambodian riel (KHR); the exchange rate to the US dollar remains relatively stable and typically hovers around 1 USD = 4,000–4,100 KHR.

  • Card systems

    Visa and Mastercard are accepted in Phnom Penh and tourist areas. KHQR is a unified QR standard for all banks and payment systems. ACLEDA Bank and Wing (local wallet) are widely used for domestic transfers.

  • Payment applications

    ACLEDA Bank is the country's largest commercial bank and one of the key players in Cambodia's payment and banking infrastructure.

  • Interbank transfers

    National Bank of Cambodia (NBC) is the central bank and primary financial regulator of the country.

  • Financial regulator

    Cambodia effectively has a dual-currency economy: USD is widely used in transactions alongside KHR, particularly in trade and the tourism sector.

  • Specifics for ATM24

    IBAN format does not apply in Cambodia: for international transfers, the bank's SWIFT/BIC code, account number, and recipient's full name are typically used.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Cambodia

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To bank account in USD or KHR

  • SWIFT: ACLEDA Bank (ACLBKHPP), ABA Bank (Advanced Bank of Asia), Canadia Bank
  • Details: SWIFT code + account number + name (no IBAN)

Cash USD/KHR

  • Cash disbursement details: confirm with an ATM24 manager

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to CambodiaLocked in
Rate
1 USDT = 3,787.41 KHR
Payout method
Bank transfer
Payout currency
KHR
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Phnom Penh
  • Siem Reap
  • Preah Sihanouk

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
KHR
They receive
  • Bank transfer
  • Cash
  • MoneyGram

Customer reviews

Real stories from real people

Serge Ts

Google

Reliable, working exchanger. Used it 2 times on Koh Phangan. Worked with manager Stanislav.

Read full review

Михаил

Google

Great service! Exchanged rubles via SBP transfer and received them at an ATM. They fully supported me, worked promptly. Thank you very much, guys!

Read full review

Petr Rybin

Trustpilot

All good, delivery working well. Friendly support

Read full review

Владислав Захарченко

Google

Exchanged rubles for baht, everything's great Fast and precise Special thanks to manager Ekaterina for the clear instructions

Read full review

Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Questions about Cambodia and transfers

Frequently asked questions about transfers from Russia to Cambodia (USD/KHR) and about this country.

How can I send money to Cambodia with payout in KHR through ATM24?

To send money to Cambodia with payout in KHR through ATM24, start with the recipient's exact route for the Cambodia KHR payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as ACLEDA Bank. Bank-route examples for Cambodia: ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB).

Can the recipient receive a transfer on a card or bank account in Cambodia in KHR?

Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Cambodia in KHR on the Cambodia KHR payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, ABA Bank may require a different set of details than SBI LY HOUR Bank Plc, so card and account routes are confirmed separately. Bank-route examples for Cambodia: ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB).

Which banks can receive a transfer to Cambodia in KHR?

For bank payout in Cambodia, useful KHR references include ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB). ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.

What recipient details are needed to send money to Cambodia in KHR?

To prepare a KHR payout in Cambodia, start with the exact recipient name and receiving route. ATM24 checks ABA Bank, Canadia Bank, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Cambodia: ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB).

How long does a money transfer to Cambodia in KHR take?

A money transfer to Cambodia in KHR can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as Canadia Bank or SBI LY HOUR Bank Plc. Documents or bank review can extend the processing time. Bank-route examples for Cambodia: ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB).

What is the fee for sending money to Cambodia with payout in KHR?

The ATM24 fee for sending money to Cambodia with payout in KHR starts from 0.9% on the Cambodia KHR payout route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Cambodia: ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB).

Can I pay by international card, bank transfer, or USDT while the recipient receives KHR in Cambodia?

Yes, the sender can use an available card, bank transfer, USDT, or another confirmed method while the recipient receives KHR in Cambodia. The manager checks ACLEDA Bank, ABA Bank, payout route, exchange conditions, and final amount before payment. Any card conversion or sending-bank fee remains outside the recipient payout. Bank-route examples for Cambodia: ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB).

What is the minimum and maximum transfer amount to Cambodia in KHR?

ATM24 accepts transfers to Cambodia in KHR from 100 USD or the equivalent. The maximum amount is not a single country-wide number; it depends on the Cambodia KHR payout route, bank rules, payout channel, sender payment method, and recipient data. For a large transfer, the manager confirms the limit and documents before the sender pays. Bank-route examples for Cambodia: ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB).

What documents are needed for a large transfer to Cambodia in KHR?

A large KHR payout to Cambodia can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB) with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Cambodia: ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB).

How much will the recipient get in KHR if I send 1000 USD to Cambodia?

For a 1000 USD transfer to Cambodia, the live KHR estimate depends on the current ATM24 route: 3,787,409.48 KHR. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through ACLEDA Bank or ABA Bank. The final KHR amount is fixed before payment. Bank-route examples for Cambodia: ACLEDA Bank, ABA Bank, Canadia Bank, SBI LY HOUR Bank Plc, and Agricultural and Rural Development Bank (ARDB).

Could not find an answer to your question?

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Send money to Cambodia with ATM24

We check the available payout method, rate and route and confirm the terms before payment.

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