Ireland is an unconventional transfer destination: among Russian-speaking recipients there are many IT specialists working in European offices of Apple, Google, Meta, Microsoft and LinkedIn in Dublin. Money transfers are more often used for personal purposes — family support, paying for housing in Russia and shared expenses. Ireland is part of the EU and complies with sanctions against Russia, so international transfers are subject to enhanced banking control. EUR transfers from Russia are made through available SWIFT routes; direct SEPA transfer from a Russian bank account is not available. Transfer via SWIFT takes several business days, and the exact timeline depends on the route and receiving bank and is clarified after the application is confirmed.
Bank requirements and receiving methods
Irish banks follow strict AML/KYC standards, so the recipient may be asked to provide clarification on the purpose of the transfer and documents confirming the source of funds. Revolut is one of the most popular digital financial services among the international and IT audience in Dublin: multi-currency account, online management and support for international transfers make it convenient for digital banking users. Classic banks AIB and Bank of Ireland also work with international SWIFT transfers while complying with compliance requirements. To transfer to a bank account in Ireland, an IBAN starting with IE and containing 22 characters is required, as well as the BIC/SWIFT of the recipient's bank. Cash euros through ATM24 are available in major cities in Ireland through a partner network; the exact pickup location is confirmed when submitting the application.
Transfer conditions
Ireland's payment ecosystem: banks, neobanks, international transfers and financial services. Country — Ireland. Receiving currency — EUR (euro). Sending currency — RUB, USD and USDT. Transfer method — bank account via IBAN, cash EUR or USDT. ATM24 commission — from 0.9%. Response to application — within 15 minutes.
Payment systems and services
Ireland's payment ecosystem: main payment systems and services. Revolut is one of the most popular digital financial services among the international and IT audience in Dublin; supports multi-currency accounts and international transfers. N26 and bunq are European neobanks available to Ireland residents; support for incoming international transfers depends on account type, currency and current bank terms. Direct SEPA transfer from a Russian bank is not available, so EUR transfers from Russia are made through available SWIFT routes; transfer time is approximately 5 to 8 business days, considering possible AML verification. An Post Money — financial services of the Irish postal network An Post, widely represented throughout the country. Financial regulator — Central Bank of Ireland, regulating the banking sector and Ireland's financial system. AIB and Bank of Ireland usually operate Monday to Friday approximately from 10:00 to 16:00; some branches in major cities may also be open on Saturdays.