NepalNPRNepalese Rupee
Nepal is in the top-5 global remittance recipients (~$9 billion/year, ~25% of GDP): money is transferred to migrant worker families and construction workers. ATM24 transfers NPR via SWIFT to Nabil Bank (NARBNPKA) or Himalayan Bank (HIMANPKA) accounts. No IBAN. 1 USD ~ 132-135 NPR (pegged to INR).
The route, the receiving bank and the payout amount are agreed before payment.
NPR to a bank account via SWIFT. ATM24 conducts international transfers in Nepalese Rupee (NPR) through available banking routes. A transfer typically requires the bank's SWIFT/BIC, account number and recipient's full name. Nepal is one of the world's largest recipients of remittances relative to the size of its economy: annual remittance volume is approximately 9 billion USD and accounts for roughly 27–29% of GDP, remaining an important income source for millions of families. The Nepalese Rupee (NPR) is pegged to the Indian Rupee at a fixed rate of 1 INR = 1.6 NPR, so its exchange rate to USD largely follows INR; the 2024 benchmark was approximately 1 USD = 132–135 NPR. Among the country's leading private banks are Nabil Bank (NARBNPKA) and Himalayan Bank (HIMANPKA). IBAN format is not used in Nepal: international transfers use SWIFT/BIC and a local account number.
Nepal has not imposed its own sanctions against Russia, however international transactions undergo standard AML/KYC and compliance checks. ATM24 verifies the available route in advance of payment. ATM24 commission is from 0.9%, international transfer time is 2–4 business days.
Card transfer for personal use. Visa/Mastercard are accepted in Kathmandu and Pokhara; ATMs are scarce in mountain and trekking areas - it's better to withdraw cash in the capital. Nabil Bank and Himalayan Bank ATMs are the main ones for tourists and locals. Check with an ATM24 manager for the current card transfer route
SWIFT transfer is the primary method for transfers to Nepal. SWIFT: Nabil Bank (NARBNPKA), Himalayan Bank (HIMANPKA), Nepal Investment Bank. Details: SWIFT code + account number + name (no IBAN). Both NPR and USD are available for transfer to a Nepalese bank account
Cash is a familiar method for recipients in Nepal. NPR is dispensed by ATMs throughout the country; USD/EUR are exchanged at Kathmandu banks. NPR is pegged to INR: 1 INR = 1.6 NPR (Nepal Rastra Bank, NRB). Details on cash withdrawal in Nepal: check with an ATM24 manager
Remittances to Nepal through ATM24: NPR via SWIFT route, 2-4 days. Nabil Bank and Himalayan Bank are the main recipient banks. Remittances account for ~27-29% of Nepal's GDP. An ATM24 manager will select the route for you.
We accept RUB, USD, EUR and USDT — we pay out in NPR
RUB NPR
1.62per 1 RUB
10 000 ₽ = 16 160 NPRUSD NPR
144.88per 1 USD
100 $ = 14 488 NPREUR NPR
164.24per 1 EUR
100 € = 16 424 NPRUSDT NPR
144.88per 1 USDT
100 USDT = 14 488 NPR| You send | Payout in NPR |
|---|---|
| 100 USDT | 14 488 NPR |
| 300 USDT | 43 464 NPR |
| 500 USDT | 72 440 NPR |
| 1 000 USDT | 144 879 NPR |
| 5 000 USDT | 724 396 NPR |
Where recipients usually get the money in Nepal
Nepal Bank Limited — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
Rastriya Banijya Bank — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
SWIFT: NARBNPKA; Accepts transfers: Check with ATM24 manager
SWIFT: to verify; Accepts transfers: Check with ATM24 manager
Standard Chartered Nepal — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The national currency is the Nepalese Rupee (NPR), which is pegged to the Indian Rupee at a fixed rate of 1 INR = 1.6 NPR.
Card systems
Visa and Mastercard are accepted in tourist centers. ConnectIPS (Nepal Clearing House) is a system for instant transfers between banks. eSewa and Khalti are popular digital wallets for bill payments and P2P transfers.
Payment applications
Nepal receives approximately 9 billion USD in remittances annually, which accounts for roughly a quarter of the country's GDP and makes remittances one of the key sources of income for the economy.
Interbank transfers
Nepal Rastra Bank is the central bank and the primary financial regulator of the country.
Financial regulator
The NPR exchange rate to the US Dollar largely follows INR; the 2024 benchmark was approximately 1 USD = 132–135 NPR, so using it as current without verification is not recommended.
Specifics for ATM24
IBAN format is not used in Nepal: international transfers typically use the bank's SWIFT/BIC, account number and recipient's full name.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Exchanged USDT for dong cash. Prompt. Convenient. Thanks to operator Ekaterina.
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Very good service, honestly I was afraid this might doesn't work, but its work, no need waiting even 24 hours for transportation money
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Excellent exchange office. Good rate, clear operation and quick receipt of money. Tried several companies, but for more than a year now I work only with them.
Read full reviewOrdered courier delivery, everything very fast, prompt, no problems! I recommend
Read full reviewUsed the exchange service, the transfer from Russia to China was at a very good rate and within about 15 minutes. I recommend!
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At first we were distrustful of this type of exchange) But then we got a good manager, Alisa, who clearly showed in messages how simple it is, that the “company” has been on the “market” for years and values its reputation. As for time, from your request for a transfer to ATM receipt safely allow half an hour, the process is not super fast. The rate is average (if you compare the Central Bank and local street exchanges).
Read full reviewYandex
Well done, I received the money in hand upon delivery, thanks to manager Alisa
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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Frequently asked questions about transfers to Nepal (NPR) and about this country.
To send money to Nepal with payout in NPR through ATM24, provide the recipient bank, account or card details, and payout preference. ATM24 checks Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, or the selected route and confirms the NPR amount, fee, and timing before payment. Bank-route examples for Nepal: Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Citizens Bank, and Everest Bank.
In Nepal, an NPR payout can be checked through a bank account or supported card route depending on the bank. ATM24 reviews Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, or the selected route before payment. The recipient name, account or card format, and NPR payout method are confirmed together. Bank-route examples for Nepal: Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Citizens Bank, and Everest Bank.
NPR transfers to Nepal can be checked through Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Global IME Bank, and NIC Asia Bank. ATM24 reviews account and card routes separately. The recipient bank details are confirmed before payment.
For an NPR transfer to Nepal, ATM24 checks recipient name, Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, card route, or bank-account data. Route limits and account format can differ by bank. The manager confirms the NPR details before payment. Bank-route examples for Nepal: Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Citizens Bank, and Everest Bank.
An NPR transfer to Nepal can start from 15 minutes when Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, card payout, or account payout is ready. Timing depends on route limit, recipient details, and bank review. ATM24 confirms the expected time before payment. Bank-route examples for Nepal: Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Citizens Bank, and Everest Bank.
A transfer to Nepal with payout in NPR has an ATM24 fee starting from 0.9%. Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, card payout, and account payout may differ by limit and required recipient details. The final NPR amount is confirmed before payment, excluding any sender-bank or card-issuer fee. Bank-route examples for Nepal: Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Citizens Bank, and Everest Bank.
Yes, the sender can use an available payment method while the recipient receives NPR in Nepal. ATM24 checks Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, supported card payout, or account payout before payment. Card-issuer, sending-bank, and USDT network fees are confirmed outside the NPR payout route. Bank-route examples for Nepal: Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Citizens Bank, and Everest Bank.
NPR transfers to Nepal through ATM24 start from 100 USD or the equivalent. The upper limit is checked for Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, card payout, and account payout. The manager confirms the NPR amount and document requirements before payment. Bank-route examples for Nepal: Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Citizens Bank, and Everest Bank.
For a large NPR transfer to Nepal, ATM24 reviews the payout limit and bank details for Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, card route, or account route. Documents may include sender ID, source of funds, recipient information, and payment purpose. The manager confirms what is needed before payment. Bank-route examples for Nepal: Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Citizens Bank, and Everest Bank.
If you send 1000 USD to Nepal, the NPR payout depends on Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, card route, or account route: 144,879.13 NPR. ATM24 calculates the fee from 0.9%, exchange conditions, and route limit before payment. The final NPR amount is confirmed in the order. Bank-route examples for Nepal: Nabil Bank, Nepal Investment Mega Bank, Himalayan Bank, Citizens Bank, and Everest Bank.
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