Sri LankaLKRSri Lankan Rupee

Money Transfer to Sri Lanka

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
312.21 LKRper 1 USDT−0.00% over 24hCalculation refreshed today at 06:501 USDT = 312.21 LKROfficial rate; the final rate in the request may differ.
5.0Trustpilot
5.0Google
5.0Yandex
UAE licence No. 9966786413

Sri Lanka: LKR (Sri Lankan Rupee), 1 USD ~ 305-325 LKR. Russians send money to Sri Lanka to family and migrant workers through Bank of Ceylon (BCEYLKLX). Remittances ~$6-7 billion/year are a crucial source of foreign currency for the country. No IBAN.

How to send money from Russia to Sri Lanka

The route, the receiving bank and the payout amount are agreed before payment.

LKR to bank account via SWIFT. ATM24 conducts international transfers in Sri Lankan Rupee (LKR) through available banking routes. The IBAN format is not used in Sri Lanka: for international transfers, you typically need the bank's SWIFT/BIC code, account number, and recipient's full name. Among the country's largest banks are the state-owned Bank of Ceylon (BCEYLKLX), as well as Hatton National Bank (HNB, HBLILKLX), Commercial Bank of Ceylon, and Sampath Bank. The national currency is the Sri Lankan Rupee (LKR); after the 2022 currency crisis, when the exchange rate reached approximately 365 LKR per 1 USD, the situation has gradually stabilized, though the rate remains floating and subject to change. Money transfers from abroad play an important role in the country's economy and bring in approximately 6–7 billion USD in foreign currency annually.

Bank checks and transfer conditions

Sri Lanka has not imposed its own sanctions against Russia; however, international transactions undergo standard AML/KYC and compliance checks. ATM24 verifies the available route before payment. ATM24 commission starts from 0.9%, international transfer time is 2–4 business days.

Ways to send money to Sri Lanka

Pick the way that suits the recipient — we agree the route and the details before payment

To recipient's Visa/Mastercard

Transfer to the recipient's card in Sri Lanka for personal use. Visa/Mastercard work in Colombo, Kandy, Galle, and resort areas. Bank of Ceylon and Commercial Bank have the largest ATM networks. Check with an ATM24 manager for the current route

  • Bank of Ceylon
  • People's Bank Sri Lanka
  • HNB

To LKR bank account

SWIFT transfer in LKR is the primary method for transfers to Sri Lanka. SWIFT: Bank of Ceylon (BCEYLKLX), Hatton National Bank (HNB, HBLOLKLX), Commercial Bank of Ceylon, Sampath Bank. Details: SWIFT code + account number + name (no IBAN). Remittances are a crucial source of foreign currency for Sri Lanka (~$6-7 billion/year)

  • Timeline: 2-4 business days
  • Bank of Ceylon
  • People's Bank Sri Lanka
  • HNB

Cash in LKR

Cash for transactions in Sri Lanka. LKR (Sri Lankan Rupee): 1 USD ~ 305-325 LKR (CBSL 2024). Large denominations: 5,000 LKR (~16 USD), 1,000 LKR (~3.2 USD). Cash distribution details: check with an ATM24 manager

  • Colombo
  • Dehiwela
  • Moratuwa

Sri Lanka went through a severe economic crisis in 2022 (fuel and currency shortage, IMF $2.9 billion), with recovery starting in 2023. Remittances (~$6-7 billion/year) are the country's main source of foreign currency. Bank of Ceylon (BCEYLKLX). No IBAN. An ATM24 manager will clarify the current route taking into account the economic recovery after 2022.

Rates and cost of a transfer to Sri Lanka

We accept RUB, USD, EUR and USDT — we pay out in LKR

Reference rate for today

  • RUB LKR

    3.48per 1 RUB

    10 000 ₽ = 34 828 LKR
  • USD LKR

    312.21per 1 USD

    100 $ = 31 221 LKR
  • EUR LKR

    353.86per 1 EUR

    100 € = 35 386 LKR
  • USDT LKR

    312.21per 1 USDT

    100 USDT = 31 221 LKR

What the recipient gets — at 1 USDT = 312.21 LKR

You sendPayout in LKR
100 USDT31 221 LKR
300 USDT93 663 LKR
500 USDT156 105 LKR
1 000 USDT312 210 LKR
5 000 USDT1 561 050 LKR
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Sri Lanka

Where recipients usually get the money in Sri Lanka

  • Bank of Ceylon

    SWIFT: BCEYLKLX; Accepts transfers from Russia: Check with ATM24 manager

  • People's Bank Sri Lanka

    People's Bank Sri Lanka — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.

  • HNB

    SWIFT: HBLOLKLX; Accepts transfers from Russia: Check with ATM24 manager

  • Sampath Bank

    SWIFT: to be confirmed; Accepts transfers from Russia: Check with ATM24 manager

How payments work in Sri Lanka

  • National currency

    The national currency is the Sri Lankan Rupee (LKR); in 2024, the benchmark was approximately 1 USD = 305–325 LKR, whereas at the peak of the 2022 currency crisis, the rate reached approximately 365 LKR per 1 USD.

  • Card systems

    Visa and Mastercard are processed through LankaPay, the national interbank system. LankaPay Common Card and Payment Switch (CCAPS) unites all banks. Dialog and Mobitel offer mobile wallets for domestic transfers.

  • Payment applications

    Bank of Ceylon (BCEYLKLX) is the country's largest state-owned bank.

  • Interbank transfers

    Central Bank of Sri Lanka (CBSL) is the central bank and primary financial regulator of the country.

  • Financial regulator

    Money transfers from abroad play an important role in Sri Lanka's economy and amount to approximately 6–7 billion USD per year.

  • Special features for ATM24

    The IBAN format is not used in Sri Lanka: for international transfers, the bank's SWIFT/BIC code, account number, and recipient's full name are used.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Sri Lanka

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To LKR bank account

  • SWIFT: Bank of Ceylon (BCEYLKLX), Hatton National Bank (HNB, HBLOLKLX), Commercial Bank of Ceylon, Sampath Bank
  • Details: SWIFT code + account number + name (no IBAN)

Cash in LKR

  • Cash distribution details: check with an ATM24 manager

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to Sri LankaLocked in
Rate
1 USDT = 312.21 LKR
Payout method
Bank transfer
Payout currency
LKR
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Colombo
  • Dehiwela
  • Moratuwa

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
LKR
They receive
  • Bank transfer
  • Cash
  • MoneyGram
  • Western Union

Customer reviews

Real stories from real people

Илья Хорунжий

Trustpilot

I’ve exchanged money in Thailand. It has taken about 20 minutes from the first message to getting cash in ATM. Thanks to manager Эмиль

Read full review

Vla Mar

Google

Satisfied. They brought the requested amount. Manager Ekaterina did everything well and quickly. On site I transferred from the app to a Russian bank and received the money from the courier.

Read full review

Константин Пузыревский

Google

The guys did well, everything to the point, everything honest

Read full review

Алексей Щербаков

Google

Used the service for the first time, it was a bit scary of course to transfer money, but the girl Sofa explained everything correctly, in the end I'm in cash, with minimal effort

Read full review

Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Questions about Sri Lanka and money transfers

Frequently asked questions about transfers from Russia to Sri Lanka (LKR) and about this country.

How can I send money to Sri Lanka with payout in LKR through ATM24?

A money transfer to Sri Lanka in LKR through ATM24 starts with choosing how the recipient will be paid on the Sri Lanka LKR payout route. The manager verifies recipient name, payment method, People’s Bank, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Sri Lanka: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank.

Can the recipient receive a transfer on a card or bank account in Sri Lanka in LKR?

A card or bank-account payout in Sri Lanka in LKR is possible only when the selected route supports it. ATM24 verifies whether the recipient's card, account number, and name match the Sri Lanka LKR payout route. The manager confirms the selected bank, such as Bank of Ceylon or Commercial Bank of Ceylon, before payment because card and account rules may differ. Bank-route examples for Sri Lanka: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank.

Which banks can receive a transfer to Sri Lanka in LKR?

ATM24 can check whether an LKR transfer to Sri Lanka may go through Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank. The receiving bank must match the recipient details and accept the selected payout route. The manager confirms the bank, account or card format, and final amount before payment.

What recipient details are needed to send money to Sri Lanka in LKR?

For Sri Lanka, ATM24 does not use one universal recipient form for every LKR transfer. The details are checked by route: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank, card payout, account payout. Name, account/card data, and payout currency must match the selected option. Bank-route examples for Sri Lanka: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank.

How long does a money transfer to Sri Lanka in LKR take?

An LKR transfer to Sri Lanka can start from 15 minutes after ATM24 confirms the recipient route. Timing depends on amount, recipient details, and Sri Lanka LKR payout route, Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, card route, account route, and recipient-name matching against the selected bank record. The expected payout window is shown before payment. Bank-route examples for Sri Lanka: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank.

What is the fee for sending money to Sri Lanka with payout in LKR?

For a transfer to Sri Lanka in LKR, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Sri Lanka LKR payout route, exchange conditions, recipient bank such as Bank of Ceylon, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Sri Lanka: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank.

Can I pay by international card, bank transfer, or USDT while the recipient receives LKR in Sri Lanka?

Yes, the sender can use an available card, bank transfer, USDT, or another confirmed method while the recipient receives LKR in Sri Lanka. The manager checks Bank of Ceylon, People’s Bank, payout route, exchange conditions, and final amount before payment. Any card conversion or sending-bank fee remains outside the recipient payout. Bank-route examples for Sri Lanka: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank.

What is the minimum and maximum transfer amount to Sri Lanka in LKR?

The minimum transfer amount to Sri Lanka in LKR through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Sri Lanka LKR payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Bank of Ceylon to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Sri Lanka: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank.

What documents are needed for a large transfer to Sri Lanka in LKR?

For a large LKR transfer to Sri Lanka, ATM24 reviews documents around Sri Lanka LKR payout route, Bank of Ceylon, People’s Bank, recipient-name match, route limit, payment purpose, source-of-funds review, and recipient-name matching against the selected bank record. The request may require sender ID, source-of-funds details, recipient bank data, and payment purpose. The manager confirms the exact list before payment. Bank-route examples for Sri Lanka: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank.

How much will the recipient get in LKR if I send 1000 USD to Sri Lanka?

If you send 1000 USD to Sri Lanka, the recipient amount in LKR is not a generic market-rate number: 312,210.03 LKR. The calculation uses the payout route, bank such as Commercial Bank of Ceylon, fee from 0.9%, and exchange conditions. ATM24 confirms the final amount before the sender pays. Bank-route examples for Sri Lanka: Bank of Ceylon, People’s Bank, Commercial Bank of Ceylon, Hatton National Bank, and Sampath Bank.

Could not find an answer to your question?

Contact support

Send money to Sri Lanka with ATM24

We check the available payout method, rate and route and confirm the terms before payment.

Send a request

By sending the request you accept the privacy policy.