GuineaGNFGuinean Franc
Guinea is easily confused with three neighbors by name: Guinea-Bissau nearby, Equatorial Guinea on the other end of the continent, Papua New Guinea altogether in Oceania. All four have different currencies, and here it's the Guinean franc GNF—the country's own currency, not CFA franc. The rate is floating, denominations are large, and the exchange network outside Conakry is sparse: so the recipient cares more about branch availability than exchange rate differences. Commission from 0.9%.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the Guinean franc (GNF), with a floating exchange rate. This is Guinea's own currency, not part of the CFA franc system. Guinea should not be confused with three other countries with "Guinea" in their names: Guinea-Bissau uses the West African franc CFA (XOF), Equatorial Guinea uses the Central African franc CFA (XAF), and Papua New Guinea uses the kina (PGK). The Republic of Guinea with its capital in Conakry possesses the world's largest reserves of bauxite as well as major iron ore deposits, so mining plays a key role in the country's economy. The central bank and regulator is Banque Centrale de la République de Guinée (BCRG), located in Conakry. Banking infrastructure is also mainly concentrated in the capital; outside Conakry, the number of branches and exchange offices is significantly lower. Major banks include Ecobank Guinée, Société Générale de Banques en Guinée (SGBG), Vista Bank Guinea, and Orabank, representing pan-African and regional banking groups.
IBAN format is not used in Guinea: for international SWIFT transfers, you typically need the bank's SWIFT/BIC code, account number, and recipient's name in Latin characters. The Guinean franc has fluctuated significantly in recent years, and large-denomination banknotes are widely used in cash circulation. Guinea has not imposed its own sanctions against Russia, but any specific transfer depends on the receiving bank, correspondent chain, and standard AML/KYC checks. The official language is French; bank details and documents are usually drawn up in French. The country operates on UTC+0 time zone, 3 hours behind Moscow, so Guinean bank working hours fall during daytime and early evening Moscow time. ATM24 checks the available route in advance before confirming your request. International SWIFT transfers take 2–5 business days. ATM24 commission is from 0.9%.
Cards from Guinean banks credit GNF; card infrastructure is concentrated in Conakry and major cities. Ecobank Guinee, Societe Generale Guinee, Vista Bank Guinea, Orabank. You'll need the 16-digit card number and cardholder's name in Latin characters. The rate is floating: check the GNF amount in your request; it's locked before payment
Guinea does not have an international IBAN: the bank is identified by its SWIFT code, the account by the number assigned by the bank. For your request you'll need the bank's SWIFT code, recipient's account number and their name in Latin characters. Double-check the destination country: Guinea-Bissau and Equatorial Guinea have different currencies and different banks. An account is more convenient than cash if the recipient works shift work at a mining site
Guinean franc cash disbursement: infrastructure is concentrated in the capital. Conakry—the capital, port, and financial center of the country. Due to the weak rate, amounts in francs come out large, and banknote denominations are high. Outside Conakry there are fewer branches: clarify your receiving city in advance
Details for Guinea: SWIFT code of the recipient's bank, account number and recipient's name in Latin characters; IBAN is not issued here. First, double-check the destination country: Guinea, Guinea-Bissau, and Equatorial Guinea are three different countries with three different currencies, and a payment sent to wrong details will be returned. The Guinean franc rate fluctuates, so the conversion is calculated at the time of the request and locked before payment. The country has not imposed sanctions against Russia. Clarify the receiving city in advance: outside Conakry, the banking network is sparse.
We accept RUB, USD, EUR and USDT — we pay out in GNF
RUB GNF
93.23per 1 RUB
10 000 ₽ = 932 272 GNFUSD GNF
8,358.1per 1 USD
100 $ = 835 810 GNFEUR GNF
9,474.77per 1 EUR
100 € = 947 477 GNFUSDT GNF
8,358.1per 1 USDT
100 USDT = 835 810 GNF| You send | Payout in GNF |
|---|---|
| 100 USDT | 835 810 GNF |
| 300 USDT | 2 507 430 GNF |
| 500 USDT | 4 179 050 GNF |
| 1 000 USDT | 8 358 099 GNF |
| 5 000 USDT | 41 790 495 GNF |
Where recipients usually get the money in Guinea
Ecobank Guinea — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
BICIGUI — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
UBA Guinea — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
Société Générale Guinea — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Orabank Guinea — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The national currency is the Guinean franc (GNF) with a floating exchange rate; this is Guinea's own currency, not part of the CFA franc system.
Card systems
Visa and Mastercard have limited presence. Orange Money and MTN MoMo are the main payment systems for the majority of the population. The country uses the Guinean franc (GNF). Most transactions are cash-based.
Payment applications
Orange Money (Sonatel Guinee)—the mobile money market leader with the widest coverage. MTN MoMo Guinea operates in Conakry and regions. Karibu Money—a local operator. Most international transfers are received through Western Union or mobile wallets.
Interbank transfers
IBAN format is not used in Guinea: for international transfers, the bank's SWIFT/BIC code and account number are used.
Financial regulator
Banque Centrale de la République de Guinée (BCRG)—the central bank and main financial regulator of the country; located in Conakry.
Special features for ATM24
Guinea has not imposed its own sanctions against Russia.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
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Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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We've compiled answers about the franc-to-ruble rate and how not to confuse the country with three others with similar names.
A money transfer to Guinea in GNF through ATM24 starts with choosing how the recipient will be paid on the Guinea GNF payout route. The manager verifies recipient name, payment method, Crédit Rural de Guinée, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Guinea: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea.
A card or bank-account payout in Guinea in GNF is possible only when the selected route supports it. ATM24 verifies whether the recipient's card, account number, and name match the Guinea GNF payout route. The manager confirms the selected bank, such as Ecobank Guinée or Société Générale Guinée, before payment because card and account rules may differ. Bank-route examples for Guinea: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea.
A transfer to Guinea in GNF can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.
For Guinea, ATM24 does not use one universal recipient form for every GNF transfer. The details are checked by route: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea, card payout, account payout. Name, account/card data, and payout currency must match the selected option. Bank-route examples for Guinea: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea.
A GNF transfer to Guinea can start from 15 minutes after ATM24 confirms the recipient route. Timing depends on amount, recipient details, and Guinea GNF payout route, Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, card route, account route, and separate checks for Ecobank Guinée and Société Générale Guinée. The expected payout window is shown before payment. Bank-route examples for Guinea: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea.
For a transfer to Guinea in GNF, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Guinea GNF payout route, exchange conditions, recipient bank such as Ecobank Guinée, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Guinea: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea.
Payment for a GNF transfer to Guinea can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Guinea GNF payout route, bank such as Société Générale Guinée, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Guinea: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea.
The minimum transfer amount to Guinea in GNF through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Guinea GNF payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Ecobank Guinée to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Guinea: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea.
For a large GNF transfer to Guinea, ATM24 reviews documents around Guinea GNF payout route, Ecobank Guinée, Crédit Rural de Guinée, recipient-name match, route limit, payment purpose, source-of-funds review, and separate checks for Ecobank Guinée and Société Générale Guinée. The request may require sender ID, source-of-funds details, recipient bank data, and payment purpose. The manager confirms the exact list before payment. Bank-route examples for Guinea: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea.
If you send 1000 USD to Guinea, the recipient amount in GNF is not a generic market-rate number: 8,358,099.05 GNF. The calculation uses the payout route, bank such as Société Générale Guinée, fee from 0.9%, and exchange conditions. ATM24 confirms the final amount before the sender pays. Bank-route examples for Guinea: Ecobank Guinée, Crédit Rural de Guinée, Société Générale Guinée, Orabank Guinée, and UBA Guinea.
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