TanzaniaTZSTanzanian Shilling
The currency in Tanzania is the shilling, which is also used on Zanzibar: there is no separate Zanzibari money, although the island is autonomous and many think otherwise. For transfers this is simplified - one direction, common rules. Money in Tanzania is accepted in shillings: in tourist areas prices are often quoted in dollars, but payment is still made in the local currency.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the Tanzanian shilling (TZS), used both on the mainland and on Zanzibar. Zanzibar has autonomous status within Tanzania but has no separate currency or independent banking system. In tourist areas prices are often listed in US dollars, however the main settlement currency of the country is TZS. IBAN format is not used in Tanzania: for international SWIFT transfers you typically need the bank's SWIFT/BIC, account number, and recipient's full name.
Swahili and English are widely used in the country, and banking documents and international details are usually issued in English and Latin characters. The official capital of Tanzania is Dodoma, but Dar es Salaam remains the largest financial and business center, where most of the banking infrastructure is concentrated. Other important banking hubs are Arusha and Zanzibar. The country operates on UTC+3 time zone, so the time coincides with Moscow time. ATM24 checks the available route in advance before confirming the request. International SWIFT transfers take 2–5 business days. ATM24 commission is from 0.9%.
Card networks operate in cities and tourist zones. The request includes the card number and cardholder name in Latin characters. The amount in shillings is fixed in the request and does not change thereafter. Whether the payment will go through the card is determined before payment
IBAN format is not used: the recipient is identified by SWIFT code and account number. You need the account number, bank's SWIFT code, and recipient's name. English is widely used in banks, transliteration will not be required. An account on Zanzibar is opened in the same shillings as on the mainland
Cash withdrawal available in major cities and on Zanzibar. Main locations - Dar es Salaam, Arusha, Dodoma, Zanzibar. In national parks and on safari, payments are often handled separately. The available amount is specified when you submit the request
For Tanzania you need the recipient's account number, their bank's SWIFT code, and name in Latin characters; the country does not use IBAN format, and English is widely used in banks, eliminating transliteration issues. ATM24 fixes the amount in shillings in the request before payment, and it does not change upon receipt.
We accept RUB, USD, EUR and USDT — we pay out in TZS
RUB TZS
28.13per 1 RUB
10 000 ₽ = 281 328 TZSUSD TZS
2,522.19per 1 USD
100 $ = 252 219 TZSEUR TZS
2,859.16per 1 EUR
100 € = 285 916 TZSUSDT TZS
2,522.19per 1 USDT
100 USDT = 252 219 TZS| You send | Payout in TZS |
|---|---|
| 100 USDT | 252 219 TZS |
| 300 USDT | 756 656 TZS |
| 500 USDT | 1 261 094 TZS |
| 1 000 USDT | 2 522 188 TZS |
| 5 000 USDT | 12 610 941 TZS |
Where recipients usually get the money in Tanzania
CRDB Bank Tanzania — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
NMB Bank Tanzania — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
NBC National Bank of Commerce — a commercial bank for personal and corporate customers. Core services include accounts, cards, payments, and settlement services.
Stanbic Bank Tanzania — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Absa Bank Tanzania — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The national currency is the Tanzanian shilling (TZS), unified for both the mainland and Zanzibar.
Card systems
Visa and Mastercard are accepted in Dar es Salaam and tourist zones. M-Pesa (Vodacom Tanzania) and Airtel Money are leading mobile wallets. Tigo Pesa is also popular. TANZIPS is the national interbank payment system.
Payment applications
Tanzania operates on UTC+3 time zone, so the time coincides with Moscow time.
Interbank transfers
IBAN format is not used: international transfers use the bank's SWIFT/BIC and account number. Swahili and English are widely used in the country, banking documents are typically issued in English.
Financial regulator
Other major banking hubs are also located in Arusha and Zanzibar.
Features for ATM24
The official capital is Dodoma, while the largest business and banking center is Dar es Salaam.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Short version - everything's OK. Had doubts, didn't have many options, took the risk. The money was transferred, the rate is fine. I recommend: - Allow about 40 minutes for the operation so your phone doesn't die. - Banks often require SMS confirmation for transfers of certain amounts, so have your Russian card handy. Sometimes they can ban you for suspicious actions. - If you can, make sure short SMS messages arrive to your number abroad. Good luck to everyone
Read full reviewThe guys did well, everything to the point, everything honest
Read full reviewManager Ekaterina very promptly helped exchange rubles to baht via SBP transfer. Also easily withdrew at an ATM without any card. Service is top!
Read full reviewTrustpilot
Exchanged 20000 Thai baht for rubles on Mir card. Everything went fast and smoothly.
Read full reviewTrustpilot
Excellent service! Everything is prompt, reliable. Used it the whole vacation. I recommend it! Special thanks to manager Ekaterina )
Read full reviewExcellent exchanger. Quickly and efficiently changed rubles to baht. Thanks to the operator - Ekaterina 🙏
Read full reviewMany thanks to Natalia, quick, high-quality, professional. It was our first time using them, everything went excellently.
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
Country not found
We've compiled answers about the Tanzanian shilling, money on Zanzibar, and the transfer procedure.
To send money to Tanzania with payout in TZS through ATM24, specify whether the recipient uses M-Pesa, CRDB Bank, NMB Bank, or another bank route. ATM24 checks the phone or bank details, confirms the TZS amount, fee from 0.9%, and expected timing from 15 minutes before payment. Bank-route examples for Tanzania: CRDB Bank, NMB Bank, NBC Tanzania, TIB Development Bank, and Equity Bank Tanzania.
In Tanzania, a TZS transfer may be routed to a bank account, card, or M-Pesa when the route is available. ATM24 checks CRDB Bank, NMB Bank, or the M-Pesa details before payment and confirms the exact recipient data needed. Phone-based service payout is reviewed separately from bank-account payout. Bank-route examples for Tanzania: CRDB Bank, NMB Bank, NBC Tanzania, TIB Development Bank, and Equity Bank Tanzania.
For Tanzania, TZS payouts can be checked through CRDB Bank, NMB Bank, NBC Bank, Stanbic Bank Tanzania, or M-Pesa where available. ATM24 checks M-Pesa separately from bank-account routes. The selected TZS payout channel is confirmed before payment.
For a TZS transfer to Tanzania, ATM24 checks whether the payout route is M-Pesa, CRDB Bank, NMB Bank, card, or account payout. M-Pesa needs phone details; bank routes need account or card data. The TZS route is confirmed before payment. Bank-route examples for Tanzania: CRDB Bank, NMB Bank, NBC Tanzania, TIB Development Bank, and Equity Bank Tanzania.
A TZS transfer to Tanzania can start from 15 minutes after the selected route is checked: M-Pesa, CRDB Bank, NMB Bank, card, or account payout. Phone-based payout and bank payout may have different timing. The manager confirms the expected TZS time before payment. Bank-route examples for Tanzania: CRDB Bank, NMB Bank, NBC Tanzania, TIB Development Bank, and Equity Bank Tanzania.
ATM24 calculates the fee for a TZS transfer to Tanzania from 0.9%, with bank payout and M-Pesa checked as separate routes. CRDB Bank, NMB Bank, and M-Pesa can differ by recipient data, limit, and processing route, so the final amount is fixed before payment. Card-issuer, bank-transfer, or USDT network costs are separate if they apply. Bank-route examples for Tanzania: CRDB Bank, NMB Bank, NBC Tanzania, TIB Development Bank, and Equity Bank Tanzania.
Yes, ATM24 can calculate a TZS transfer to Tanzania when the sender pays by an available card, bank-transfer, USDT, or another confirmed method. The manager checks CRDB Bank, NMB Bank, or M-Pesa as separate payout routes and confirms the TZS amount before payment. Any sender-side card, bank, or network fee is outside the local payout route. Bank-route examples for Tanzania: CRDB Bank, NMB Bank, NBC Tanzania, TIB Development Bank, and Equity Bank Tanzania.
TZS transfers to Tanzania through ATM24 start from 100 USD or the equivalent. The maximum amount is checked separately for M-Pesa, CRDB Bank, NMB Bank, card payout, and account payout. The manager confirms the TZS channel limit before the sender pays. Bank-route examples for Tanzania: CRDB Bank, NMB Bank, NBC Tanzania, TIB Development Bank, and Equity Bank Tanzania.
For a large TZS transfer to Tanzania, ATM24 checks M-Pesa separately from CRDB Bank, NMB Bank, card payout, and account payout. Documents may include sender ID, source-of-funds information, recipient phone or bank details, and payment purpose. The manager confirms the TZS channel limit before payment. Bank-route examples for Tanzania: CRDB Bank, NMB Bank, NBC Tanzania, TIB Development Bank, and Equity Bank Tanzania.
For a 1000 USD transfer to Tanzania, the TZS payout depends on M-Pesa, CRDB Bank, NMB Bank, card payout, or account payout: 2,522,188.25 TZS. ATM24 checks phone or bank route, fee from 0.9%, and exchange conditions. The final TZS amount is confirmed before payment. Bank-route examples for Tanzania: CRDB Bank, NMB Bank, NBC Tanzania, TIB Development Bank, and Equity Bank Tanzania.
Could not find an answer to your question?
Contact support
