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Currency exchange in Indonesia

17,130.68 IDRper 1 USDT+0.3% over 24hCalculation refreshed today at 02:391 USDT = 17,130.68 IDROfficial rate; the final rate in the request may differ.
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Heading to Bali or Jakarta but Russian Visa and Mastercard don't work abroad? Don't count on the Mir card as the primary way to get IDR - acceptance depends on the specific bank and limit. With ATM24, get rupiah before your flight or right in Indonesia: pick up cash at our office in one of 25 Russian cities, and in Indonesia receive money via cardless ATM, courier or bank account transfer. Rate and final amount confirmed before payment - our manager will be in touch after you submit your request.

Exchange Rates in Indonesia: Rubles, USD & USDT to IDR

Rates come from the calculator at page-load time. Trends use market history as of 4 November 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 193.94IDR 0.7%
USDUS dollar 17,130.68IDR 0.1%
EUREuro 19,081.93IDR 0.5%
USDTTether 17,130.68IDR 0.3%

Ways to receive funds — Indonesia

Available methods depend on the selected direction and amount.

ATM cash withdrawal

The exact procedure depends on the ATM. Before payment, the manager will confirm the bank, amount, and sequence of steps.

  • Cardless
  • BCA
  • BRI
  • Maybank
  • CIMB Niaga
  • Mandiri
  • BNI
  • 24/7

Courier delivery

Courier delivery - a courier brings cash rupiah to your specified address.

Same day

Cash pickup at office

Pick up cash at ATM24's Russia office in one of 25 cities before your flight.

09:00–21:00

To a bank account

If you need rupiah already in Indonesia: bank account transfer.

  • Bank transfer
  • Up to 1 business day

How to Exchange Rubles or USDT for Indonesian Rupiah

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

  3. Step

    Confirmation

    After confirmation and payment, we send money to Indonesia using the selected method.

Payout methods available for this direction:
  • ATM cash withdrawal
  • Courier delivery
  • Cash pickup at office
  • To a bank account

How to Get IDR and Prepare Money for Indonesia

A short practical guide for a first visit.

The Mir card in Indonesia is not a reliable way to get IDR.

Visa and Mastercard from Russian banks don't work abroad, so it's best to prepare rupiah in advance or choose a reliable on-the-ground payout method. With ATM24, exchanging rubles, dollars or USDT for IDR uses a rate confirmed before payment: submit a request in the calculator, specify the amount and method, the manager quotes the rate - then you pay.

Four Ways to Get Rupiah Through ATM24

Pick up cash at ATM24's Russia office in one of 25 cities before your flight - convenient if you're heading to Bali, Java, Bandung or other destinations and want money from the first minute. If you need rupiah already in Indonesia: bank account transfer and cardless ATM payout in Bali or Jakarta are available (if this method is available for your request), plus courier delivery - a courier brings cash rupiah to your specified address. Available method for your city and amount confirmed in your request.

Cities in Indonesia Listed on ATM24

Cities shown on the page: Bali, Jakarta, Lombok, Gili, Gili Trawangan, Gili Air, Gili Meno, Java, Bandung and Komodo. Available IDR payout method for your specific city - confirm when submitting your request.

Fee on Small Exchange Amounts

If the amount is under 30,000 rubles, a fee applies. Before payment, check the calculator for the exact IDR amount for your sum and chosen method.

How to withdraw Indonesian rupiah from an ATM using a QR code or withdrawal code

The exact procedure depends on the ATM. Before payment, the manager will confirm the bank, amount, and sequence of steps.

  • BCA ATM in Indonesia for withdrawing rupiah using a code
    BCA
    1. Press Transaction without card on the monitor.
    2. Enter the phone number provided by the manager.
    3. Enter the transaction code provided by the manager.
  • BRI ATM in Indonesia for withdrawing rupiah using a code
    BRI
    1. Press TRANSAKSI TANPA KARTU on the left side of the screen.
    2. Select ENGLISH.
    3. Select BRIMO WITHDRAWAL.
    4. Enter the code and confirm by pressing TRUE.
    5. Enter the phone number and press TRUE again.
  • Maybank ATM in Indonesia for withdrawing rupiah using a QR code
    Maybank
    1. Press the bottom-right button
    2. Select the amount
    3. Take a photo of the code displayed by the ATM
    4. Send it to us in the chat
    5. The ATM dispenses your cash
  • CIMB Niaga ATM in Indonesia for withdrawing rupiah using a code
    CIMB Niaga
    1. Press Tekan di sini in the bottom-right corner.
    2. Then select Bank Lain on the left.
    3. Enter the 3-digit bank code [011] and immediately enter the 12-digit phone number [*********] — OK.
    4. Enter the 9-digit token number sent by the manager — OK.
    5. Enter the token amount — OK.
    6. Confirm the transaction.
  • Mandiri ATM in Indonesia for withdrawing rupiah using a code
    Mandiri
    1. Go to a Mandiri ATM and press the green button in the bottom-right corner of the keypad.
    2. Select “Livin’ by Mandiri”, then select “Tarik Tunai Tanpa Kartu”.
    3. Enter the phone number provided by the manager and press “Benar”.
    4. Enter the 6-digit code provided by the manager and press “Benar” again.
    5. The ATM dispenses cash.
  • BNI ATM in Indonesia for withdrawing rupiah using a code
    BNI
    1. Press TRANSAKSI TANPA KARTU on the right.
    2. Select ENGLISH.
    3. Select MOBILE TUNAI.
    4. Select WITHDRAWAL.
    5. Enter the code from the image and press CONTINUE.
    6. Enter the SMS OTP code sent by the manager and press CORRECT.
    7. The ATM dispenses cash.

Exchange money in other cities of Indonesia

  • Bali, Indonesia Popular

    Bali

    Indonesia

    Transfers
    8 400+
    Average time
    30 minutes
    Send transfer
  • Jakarta, Indonesia Popular

    Jakarta

    Indonesia

    Transfers
    3 900+
    Average time
    30 minutes
    Send transfer
  • Lombok, Indonesia Popular

    Lombok

    Indonesia

    Transfers
    2 800+
    Average time
    30 minutes
    Send transfer
  • Gili, Indonesia

    Gili

    Indonesia

    Transfers
    2 100+
    Average time
    35 minutes
    Send transfer
  • Gili Trawangan, Indonesia

    Gili Trawangan

    Indonesia

    Transfers
    1 700+
    Average time
    35 minutes
    Send transfer
  • Gili Air, Indonesia

    Gili Air

    Indonesia

    Transfers
    1 200+
    Average time
    35 minutes
    Send transfer
  • Gili Meno, Indonesia

    Gili Meno

    Indonesia

    Transfers
    700+
    Average time
    35 minutes
    Send transfer
  • Java, Indonesia

    Java

    Indonesia

    Transfers
    2 500+
    Average time
    30 minutes
    Send transfer
  • Bandung, Indonesia

    Bandung

    Indonesia

    Transfers
    1 400+
    Average time
    30 minutes
    Send transfer
  • Komodo, Indonesia

    Komodo

    Indonesia

    Transfers
    1 000+
    Average time
    40 minutes
    Send transfer

Payout points on the map

Cash payout points with addresses and opening hours

Indonesia · Listed locations: 10

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Indonesia

  • PEGADAIAN UPC PEREAN · Tabanan

    Jl Raya Denpasar Bedugul Br Tuka, KEL PEREAN KEC BATURITI, Tabanan, BALI, 82191

    Mon-Fri 07:30 - 15:00; Sat 07:30 - 12:00; Sun Closed

    Western Union

    Google MapsGet directions
  • BSI KK GRAHA MANDIRI · Jakarta

    Gedung Graha Mandiri Lt 1, JL IMAM BONJOL NO 61, Jakarta Pusat, DKI JAKARTA, 10310

    Mon-Fri 07:00 - 18:00; Sat-Sun Closed

    Western Union

    Google MapsGet directions
  • PEGADAIAN UPC SEMPARU · Lombok Tengah

    Jl Raya Semparu Kel Mantang, MANTANG, Lombok Tengah, NUSA TENGGARA BARAT, 83552

    Mon-Fri 07:30 - 15:00; Sat 07:30 - 12:00; Sun Closed

    Western Union

    Google MapsGet directions
More locations: 7
  • PT DIGITAL TRANSFER INDONESIA · Lombok Utara

    Dusun Gili Trawangan Rt01, DESA GILI INDAH KEC PEMENANG, Lombok Utara, NUSA TENGGARA BARAT, 83352

    Mon-Sun 08:00 - 22:00

    Western Union

    Google MapsGet directions
  • PT POS KPC PETANG · Badung

    Jl Raya Denpasar Petang, PETANG, Badung, BALI, 80353

    Mon-Fri 09:00 - 15:00; Sat 09:00 - 12:00; Sun Closed

    Western Union

    Google MapsGet directions
  • BRI - UNIT PETANG · KAB. BADUNG

    JL. RAYA PETANG LINGKUNGAN BR. PETANG SUCI, KAB. BADUNG, BALI, 80353

    Mon-Fri 08:00 - 15:00; Sat-Sun Closed

    MoneyGram

    Google MapsGet directions
  • BRI - JAKARTA TIMUR - UNIT CIPINANG CEMP · JAKARTA TIMUR

    Ruko Cawang Point Jalan Cawang Baru Raya No C 21 RT 005 RW, JAKARTA TIMUR, DEARAH KHUSUS JAKARTA

    Mon-Fri 08:00 - 17:00; Sat-Sun Closed

    MoneyGram

    Google MapsGet directions
  • BRI - UNIT MANTANG · Lombok

    JL. RAYA PASAR UMUM MANTANG NO.16 KEL. MANTANG KEC. BATUKLIA, KAB. LOMBOK TENGAH, NUSA TENGGARA BARAT, 83552

    Mon-Fri 08:00 - 15:00; Sat-Sun Closed

    MoneyGram

    Google MapsGet directions
  • BRI - UNIT PEMENANG · Lombok

    JL. RAYA PEMENANG DESA PEMENANG TIMUR KEC. PEMENANG, KAB. LOMBOK UTARA, NUSA TENGGARA BARAT, 83352

    Mon-Fri 08:00 - 15:00; Sat-Sun Closed

    MoneyGram

    Google MapsGet directions
  • ARTHAPOS - BADUNG · BADUNG

    PETANG JALAN RAYA PETANG, JALAN RAYA PETANG, BADUNG, BALI, 80353

    Mon-Sat 06:00 - 22:00; Sun Closed

    MoneyGram

    Google MapsGet directions

Directory data as of 2026-08-26

Ways to Get IDR: Russia Office, Account, Cardless ATM or Courier

  • BRIBRI
  • Bank MandiriBank Mandiri
  • BCABCA
  • BNIBNI
  • BSIBSI
  • CIMB NiagaCIMB Niaga
  • MaybankMaybank

Customer reviews

Real stories from real people

Виктор Абакаров

Google

I ran into the situation many do, when I spent all my money! And the funds were only on the account! Thanks to the clear work of this exchanger and constant contact with manager STANISLAV, I used this service for the first time in my life! Everything went smoothly and quickly! I ordered baht, the courier brought them to the hotel! We quickly made a transfer through the bank app and I received the funds in local currency! Very cool! I even got positive emotions from this exchange method! 👍👍👍

Read full review

Serj Ozeroff

Google

Super company, prompt, precise, thanks to manager Anna! Helped me make a transfer to a Thai account. I recommend to everyone

Read full review

Кирилл Замятин

Trustpilot

I've been exchanging with manager Alisa for 3 years now, both by courier and via ATM, quickly and efficiently!

Read full review

Никита Антипов

Trustpilot

For 2 years in a row I make exchanges here and actually did not had a disease to change company even once! Guys work fast, by good rates and any time 🫶🏼 thank you

Read full review

Why Choose ATM24 for IDR Exchange

What we guarantee on every deal in Indonesia

The rate is fixed before you pay

The final payout amount in IDR is known before payment and does not change.

Rate at confirmation17,365.1 IDR Held for 14 min 52 sec

We confirm the rate and the payout amount before payment — they do not change afterwards.

Payout on the day of the request

Cash, courier or bank account — at the agreed payout point.

  1. Request accepted
  2. Payment received
  3. Preparing the payout
  4. Payout at the agreed point

We work with any bank

We accept from Russia and pay out in the local currency, including USDT — no Mir card required.

We accept
RUB · USDT
We pay out
IDR
Payout cities
10
We accept from Russia
  • Russian ruble · RUB
  • Tether · USDT
We pay out in Indonesia
  • IDR

No Mir card is required for this.

Currency exchange in other countries

Pick a country and you get its rate, its cities and its payout methods.

Frequently Asked Questions About Currency Exchange in Indonesia

Where can I receive IDR through ATM24?

Method depends on city and request. Before your flight - cash at our Russia office in one of 25 cities. In Indonesia - bank account transfer, cardless ATM payout in Bali or Jakarta (if available for your request), cash rupiah courier delivery to your address. Confirm available method for your city in your request.

How do I exchange rubles for rupiah?

Submit a request: specify the amount and payout method. The manager quotes the rate and final IDR amount - and only after your confirmation is payment made. Then receive rupiah your chosen way: cash at our Russia office, bank transfer in Indonesia, cardless ATM (Bali/Jakarta) or courier.

What is today's IDR rate?

It depends on the amount, payment currency, payout method and available liquidity. For reference, check the calculator: 100 USDT -> IDR: 1,713,068.16 IDR.

Does the Mir card work in Indonesia and can I withdraw IDR at an ATM in 2026?

The Mir card in Indonesia is not a reliable way to get IDR. ATMs in Jakarta and Bali exist, but whether a specific card is accepted, the limit and terms depend on the bank. For island routes, prepare IDR in advance for transfers, SIM cards, accommodation and initial expenses. An ATM is convenient as a backup, not as the only plan.

Can you pay with dollars or euros in Indonesia, or is local currency needed?

In Indonesia, everyday payments are better calculated in IDR: taxis, markets, cafes, SIM cards, scooter rental and accommodation deposits. USD and EUR are convenient as an exchange currency, but on markets and in cafes you usually need rupiah. Before your request, determine the IDR amount you need and check the total in the calculator.

Did not find an answer?

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