5–30 min
Crediting time
after payment
AlipayCNYChina
How to top up Alipay in 2026
- Top up your Alipay wallet and pay for Chinese services
- USDT, cash or an agreed bank transfer
- We confirm the rate and total before payment
Top up Alipay without a Chinese card. Pay in the agreed currency, USDT or cash. We confirm the fee and crediting time with your quote. No passwords or access codes are needed: we use your QR code or the details required for the chosen method.
Top-ups at a glance
Bank card
Payment by agreement
or cash
QR code
No password needed
funds to your own account
What you can pay for through Alipay
For personal purchases, travel, marketplaces and payments to Chinese partners.
Top up your own Alipay wallet
CNY credited to your account
- yuan
- Receive QR code
- amount in CNY
- 5–30 minutes
Pay on Taobao / 1688 / Poizon
Pay for an order without your own Alipay account
- goods
- order link
- Chinese marketplaces
- total before payment
Pay a supplier in China
Payment to a Chinese business partner
- invoice
- recipient bank details
- invoice
- for business
Business payments with documentation
Payments to Chinese companies
- for business
- payer details
- documents
- individual quote
Options, timing and cost
Prepare the basic details for your quote.
| Option | Timing | Cost | What we need from you |
|---|---|---|---|
| Top up your Alipay | 5–30 min | Amount in CNY × exchange rate + fee from 5% | QR code from Receive and the amount in CNY |
| Pay on Taobao / 1688 / Poizon | 5–30 min | Order total + fee | Order link; your own Alipay account is not required |
| Payment to a supplier in China | By arrangement | Quoted individually | Recipient details and invoice |
| For businesses with documentation | By arrangement | Quoted individually | Invoice and details of both parties |
What you need
Prepare the basic details for your quote.
- Receive QR code or Alipay account details
- Amount in CNY
- Verified Alipay account if topping up your own wallet
- Payment method: transfer / / cash
How to find your Alipay top-up QR code
Open the money receiving section, save the blue QR code and send it to your manager after your request is confirmed.
No Alipay account yet? Registration usually requires a phone number and international passport. Register and verify your account first, then find your QR code in Receive.
How to top up Alipay through a bank
Direct Alipay funding depends on your card and account. ATM24 checks an available payment method and arranges yuan crediting to the specified wallet. Your manager confirms the rate, fee and total before payment.
- Sberbank
- T-Bank
- VTB
- Alfa-Bank
- MTS Bank
How you can pay
Choose a convenient method once your quote is confirmed.
- SBP
- bank card
- Cash
- Bank transfer
- Cryptocurrency
Why choose ATM24
We agree on the terms before payment and support your request through completion.
No password needed
Your Receive QR code or Alipay account details are enough for a top-up.
To your own account
Funds are credited to the specified Alipay account.
Terms before payment
We confirm the rate, fee and total in advance.
Confirmation
After processing, we provide confirmation where the chosen method supports it.
Support through completion
We support your request until receipt is confirmed.
How to top up Alipay without a Chinese card
For personal purchases, travel, marketplaces and payments to Chinese partners.
If your bank card does not work
Direct Alipay top-up availability depends on your card and account. ATM24 can check another available method and confirm the terms and total in advance.
Alipay top-ups
Provide the amount and your Receive QR code. We agree on the payment method before you pay.
Ways to top up Alipay
Compare available methods by terms, convenience and the need for third-party help.
How to choose the right option
Compare the total, timing, required documents and confirmation method as well as the fee. ATM24 confirms the terms before payment, and your manager supports the request through completion.
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What Alipay is and when you need a top-up
Alipay is used for shopping, travel, Chinese marketplace orders and supplier payments. You need a top-up when your wallet has insufficient yuan and your bank card cannot be used directly.
With ATM24 you can top up Alipay, pay for orders on Taobao, 1688 or Poizon, or transfer money to a Chinese supplier. Your manager confirms the terms and total in advance.
Why direct payment may not work
Card linking and balance top-ups depend on the bank, card network and account verification level. Check availability before payment.
ATM24 accepts payment in the agreed currency, cash or cryptocurrency and credits yuan to the specified wallet. Passwords and message verification codes are not needed.
How to pay through Sber, T-Bank or another bank
Your manager confirms which bank cards or transfer methods are available for your request. This is not a direct bank-to-Alipay transfer: the yuan top-up is arranged after payment.
Before transferring, you receive the payment details, rate, fee and total. Available payment methods depend on the amount and current payment details.
How the exchange rate and fee are calculated
The total consists of the yuan amount at the agreed rate plus ATM24's fee. Fees start at 5%, but the exact quote depends on the amount and payment method.
Compare both the total payable and the amount credited to Alipay. Your manager fixes these amounts before you transfer money.
Alipay registration, verification and limits
Alipay registration usually requires a phone number and international passport. Wallet features and limits depend on verification level, so check the limits in the app before a large top-up.
To receive funds, send the blue QR code from Receive. Do not share your Alipay password, SMS codes or other details not required to receive a transfer.
Common mistakes before payment
Before payment, check the amount, recipient name and QR code. You need the Receive QR code; a purchase payment QR code will not work.
For goods or invoice payments, send the link, invoice and recipient details to your manager in advance. This helps confirm the route and total before you transfer money.
What happens after you submit a request
Your manager checks the amount and purpose, then provides the rate, fee, payment details and total. If the terms change, a new quote is agreed before payment.
After payment, ATM24 processes the top-up and sends confirmation. Check your Alipay balance and let your manager know the result.
Customer reviews
Real stories from real people
Aleksandr Frankovich
Exchanged USDT for dong cash. Prompt. Convenient. Thanks to operator Ekaterina.
Read full reviewВиктор Федосеев
Thank you very much for your help, I exchanged money from Russian rubles to shillings directly to M-Pesa, without any banks, very fast and convenient, now I can withdraw myself. Very grateful to you.
Read full reviewDima Toropov
They promptly delivered baht to the hotel, everything was fast and convenient, special thanks to Stanislav, I will use you again.
Read full reviewElvira Rach
Trustpilot
Everything went quickly and professionally, the staff were always in touch and competent. I recommend it to anyone who wants to exchange rubles!
Read full reviewЕвгений Завадский
Exchanged non-cash rubles for cash in Thai baht, everything was quick and simple, operator Ekaterina helped via WhatsApp chat.
Read full reviewВеда Аристова
Used ATM24 services twice, the courier came to the hotel. Not fast, but the courier waited patiently, manager Stanislav was in touch the whole time, confirming that everything was in process, everything was fine
Read full reviewHank Tree
Successfully exchanged money in half an hour with receipt via ATM. Thanks to operator Ekaterina
Read full reviewOther ATM24 services
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Frequently asked questions
Answers to help you understand the terms before submitting a request.
How can I top up Alipay?
Submit a request with the amount and payment method. Your manager calculates the rate and total. After payment, funds arrive in your Alipay wallet using your Receive QR code.
How can I transfer money to Alipay?
Provide the amount in yuan and send your Receive QR code. Pay in the agreed currency, USDT or cash using the agreed method.
Can I top up Alipay through a bank?
Your manager confirms an available card or bank transfer method before payment, then ATM24 credits yuan to the specified Alipay wallet.
Which QR code is needed for an Alipay transfer?
The blue QR code from Receive. A purchase payment QR code will not work. You do not need to share your account password.
How long does an Alipay top-up take?
Top-ups usually take 5–30 minutes after payment and receipt of the correct QR code. Exact timing depends on the amount and chosen route.
How much can I transfer to Alipay?
Limits depend on your Alipay account status and verification level. Your manager checks whether the chosen amount can be credited before payment.
Can I top up Alipay while in China?
Yes. Funds can be credited to your wallet for travel and purchases in China, or used to pay for goods, services or a supplier.
Can I transfer from one Alipay wallet to another?
Wallet-to-wallet transfers depend on account verification and Alipay restrictions. Your manager checks the route before payment.
How can I add funds to Alipay?
Alipay top-ups use your Receive QR code. Specify the amount in CNY, choose a payment method and wait for your manager to confirm the quote.