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US Dollars to Canadian Dollars - exchange and conversion USD/CAD

1.41 CADper 1 USD+0.05% over 24hCalculation refreshed today at 21:441 USD = 1.41 CADOfficial rate; the final rate in the request may differ.
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A freelancer or remote specialist earning income in US dollars who has moved to Canada regularly converts USD to CAD - to pay rent, utilities, and everyday expenses. The rate of this pair responds noticeably to the oil market: Canada is one of the world's largest crude oil exporters, and rising prices traditionally strengthen the Canadian dollar against the American one. This is worth keeping in mind when choosing the right moment to exchange - a small delay sometimes makes a tangible difference. Before the transfer, an ATM24 manager confirms the rate and terms before payment, so the final amount in CAD is known in advance.

Oil, Trade, and the USD/CAD Rate

The Canadian dollar is one of the few developed-country currencies whose rate is directly linked to the commodity market. Oil, natural gas, and other raw materials make up a significant share of Canadian exports, so rising oil prices traditionally strengthen CAD against USD. Beyond oil, the pair is influenced by the CUSMA trade agreement between Canada, the United States, and Mexico: most Canadian exports go to the American market, and any signals of changing trade conditions between the countries are immediately reflected in the rate. This means USD/CAD rarely behaves as a purely financial pair - it is simultaneously a barometer of the economic relationship between two neighbors. The Bank of Canada's key rate decisions are another important driver: a divergence in rates from the US Federal Reserve can move the pair by several percentage points in a short period.

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When It Makes Sense to Exchange Dollars for Canadian

If you live or work in Canada and earn income in USD, it is better not to delay exchanging until the last moment: large amounts are more convenient to convert in several stages, spreading the risk of exchange rate fluctuations. Those who regularly pay rent or a mortgage in CAD should monitor oil inventory data publication dates and Bank of Canada meetings - these events regularly give the pair a push. Students and business travelers visiting Canada for a short time usually benefit from exchanging in advance: airport exchange offices often offer less favorable terms than online services.

ATM24 and USD to CAD Exchange

ATM24 works with the USD/CAD pair directly: you specify the amount, the manager agrees on the rate and terms, and only after your confirmation do the funds transfer. You can contact the manager via WhatsApp or Telegram - convenient for clients in different time zones. For regular transfers, such as monthly rent payments, the ATM24 team is ready to discuss a convenient working arrangement.

What to Consider for Large Amounts

If the exchange amount is significant, clarify the details with the manager in advance: the preferred method of receiving CAD and the processing time. For international bank transfers, make sure the recipient's details are correct: an error in the transit number or account number in Canada leads to delays and additional costs. ATM24 accompanies every transaction, so any question can be clarified before the money leaves your account.

USD to CAD rate movement

Current exchange-rate information and analysis

USD / CADUSD to CAD

About exchanging USD to CAD

About USD (US Dollar)

US Dollar (USD) is a fiat currency used in the selected exchange direction. The country or currency area is United States and countries or territories using the US dollar. The issuer is listed separately, because the block should distinguish where the currency is used from the authority responsible for issuing it.

There are 100 cents in 1 US dollar. Before the operation, the user should confirm the receiving method, bank or payment service, beneficiary name, and local payment details. If the wrong currency is selected or the details are incomplete, the transfer may be delayed or fail to credit automatically.

ISO 4217
USD
Symbol
$
Country
United States
1 USD
100 cents

About CAD (Canadian Dollar)

Canadian Dollar (CAD) is a fiat currency used in the selected exchange direction. The country or currency area is Canada. The issuer is listed separately, because the block should distinguish where the currency is used from the authority responsible for issuing it.

There are 100 cents in 1 Canadian dollar. Before the operation, the user should confirm the receiving method, bank or payment service, beneficiary name, and local payment details. If the wrong currency is selected or the details are incomplete, the transfer may be delayed or fail to credit automatically.

ISO 4217
CAD
Symbol
$
Country
Canada
1 CAD
100 cents

Ready conversions for popular amounts at the current rate

Popular amounts

  • 1 USD1.33 CAD
  • 5 USD6.65 CAD
  • 10 USD13.3 CAD
  • 25 USD33.26 CAD
  • 50 USD66.52 CAD
  • 100 USD133.04 CAD
  • 250 USD332.6 CAD
  • 500 USD665.21 CAD
  • 1 CAD0.7516 USD
  • 5 CAD3.76 USD
  • 10 CAD7.52 USD
  • 25 CAD18.79 USD
  • 50 CAD37.58 USD
  • 100 CAD75.16 USD
  • 250 CAD187.91 USD
  • 500 CAD375.82 USD

A manager will confirm the final terms before payment.

Recent USD to CAD rate

  1. Today1.41 CAD

    CURRENT

  2. 24 hours ago1.41 CAD

    +0.05%

  3. One month ago1.39 CAD

    +1.92%

  4. One year ago1.39 CAD

    +1.55%

Today’s rate is shown on the left, followed by earlier values. Percentages show growth to the current value.

How to exchange USD to CAD with ATM24

A calculation and request for the selected pair; available methods depend on the direction.

  1. STEP

    Enter the amount

    Specify the amount in USD and how you want to receive CAD.

  2. STEP

    Confirm the request

    A manager confirms the final rate and sends the payment details.

  3. STEP

    Make the payment

    Once the terms are confirmed, you receive the payment details.

  4. STEP

    Receive CAD

    The manager confirms the payout method and expected timing with the request terms.

Payout methods available for this direction:
  • Bank transfer

Secure USD to CAD exchange

Clear terms and support at every stage of the exchange

Rate confirmation

The page calculation is indicative. A value is fixed only when the request terms are confirmed.

Rate at confirmation1.33 CAD Held for 14 min 52 sec

This is the page calculation. The final rate and amount are fixed only after the terms are confirmed.

AML screening

We screen the transaction details before the exchange and apply the required AML procedures.

  • Source of funds
  • Receive details
  • Sanctions lists

Request tracking

We track the transaction status and stay in touch until it is complete. If the transaction cannot be completed, we return the funds.

  1. Request accepted
  2. USD received
  3. CAD payout
  4. Receipt confirmed

Example USD → CAD status: a manager confirms the terms and stays in touch until completion.

Terms before payment

Before payment, we confirm the rate, the amount you will receive, and the transaction terms.

REQUEST #A-4821✓ Fixed
Exchange rate
1.33 CAD
Amount
635 USD
To receive
844.82 CAD
The calculation was refreshed with the page; values are fixed after the terms are confirmed.

Data privacy

We use data only to process the transaction and handle it in accordance with our privacy policy.

YouATM24CLOSED EXCHANGE LOOP
Name
A•••••
Phone
+7 ••• ••• 42 18
Data is not shared with third parties

Support stays in touch

We help at every step in messengers, before and after the exchange.

Telegram WhatsApp
Average response time
up to 5 minutes
We support your request
until completion
Monthly exchanges
4,300+

Available channels and response times depend on current workload.

I would like to exchange 635 USD to CAD.

Current calculation: rate 1.33 CAD, amount to receive 844.82 CAD. I will check the available terms.

After the terms are confirmed, the manager will send payment details and next steps.

Manager is typing…

Banks and ways to receive CAD

  • BMO
  • CIBC
  • RBC
  • Scotiabank
  • TD Bank Group

Reviews of USD to CAD exchange

Real stories from real people

anelka panelka

Google

Within an hour we were able to exchange money, very convenient and they explain everything in detail. Special thanks to manager Emil, who was in touch the whole time and helped us directly! I recommend it to everyone, very convenient to quickly exchange money at a favorable rate, thank you for the fast work.

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Андрей Шахов

Google

I urgently needed baht, it was already about midnight local time. I turned to this company, manager Emil helped me complete the transaction despite the fact that the deal time was outside the company’s working hours. Very grateful to him

Read full review

ГреБаБасина

Yandex

I use the service very often, the rate is good on the market. Top!

Read full review

Kanae

Yandex

Yes, at first it seems very suspicious, “what kind of scammers are these”, as if the reviews are bought… which I thought until the end, but I had to take a risk (I needed to urgently send money to Hong Kong) even considering that transfers start from $500, we decided to meet halfway After checking the site and all the available data, we had to try I was nervous, didn’t trust them, asked a lot of questions, waited a couple of hours And then when it was confirmed that it was sent my joy knew no bounds I want to express my gratitude to Stanislav for the consultation and well-executed service

Read full review

Popular conversion directions with this currency

USDPairs in this selection: 15

Popular currency pairs:

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Select a trading pair to start an exchange. Rates update in real time. All currency pairs

Frequently Asked Questions About Exchanging USD for Canadian Dollars

How much is 1 Canadian dollar in US dollars?

At the current rate: 1 CAD ≈ 0.7516 USD. The USD/CAD rate changes daily depending on the oil market, Bank of Canada decisions, and the US Federal Reserve. The current rate at the time of your request will be confirmed by an ATM24 manager before payment.

How are Canadian dollars different from American dollars?

Both are called dollars, but they are different currencies with different issuers and different values. The Canadian dollar is traditionally weaker than the American one - the exact ratio changes every day with the market.

What is a $1 coin called in Canada?

The one-dollar coin in Canada is called a "loonie" - after the image of the common loon on its reverse. The two-dollar coin is called a "toonie".

How quickly does ATM24 complete a USD to CAD exchange?

Timing depends on the amount and method of receipt. Details, including processing time, will be clarified by the manager before payment.

Can the USD/CAD rate be locked in before a transfer?

The manager confirms the rate and terms before payment - you see the final amount in CAD before sending your money.

Could not find an answer to your question?

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