US Dollars to Chinese Yuan - exchange and conversion USD/CNY

6.72 CNYper 1 USD−0.19% over 24hCalculation refreshed today at 20:331 USD = 6.72 CNYOfficial rate; the final rate in the request may differ.
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A business owner purchasing goods from Chinese suppliers, or a freelancer paying for China-registered services, will sooner or later need to convert dollars into yuan. In China, most settlements with local partners require CNY specifically, and bank conversion through correspondent accounts often adds intermediate losses. An important nuance: the yuan is a managed currency, and the People's Bank of China sets a daily reference rate, so sharp swings are fewer than with freely floating currencies - but the speed of transfer and the specific route's terms still matter. An ATM24 manager locks in the rate and terms before payment.

Managed CNY Rate: What It Means in Practice

The Chinese yuan is not a freely floating currency: the People's Bank of China publishes a central reference rate every morning, and market trading takes place within a band of no more than +-2% from it. This makes the CNY rate more predictable than most emerging markets, but it does not eliminate the risk of sharp reference rate shifts when government policy changes. The offshore yuan (CNH), traded outside mainland China, may differ slightly from the official rate - this is worth keeping in mind when exchanging through international channels.

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When and Why USD Is Converted to CNY

The most common scenario is settling with Chinese suppliers: many factories and trading intermediaries prefer to receive money in yuan, especially when working with small and medium-sized businesses. The second common case is a trip to China: although major cities accept WeChat Pay and Alipay, for many categories of expenses cash yuan or topping up Chinese wallets remains a necessity. Students studying in China and receiving money from abroad also regularly convert USD to CNY for daily living and study costs.

What Is Better to Bring to China - Dollars or Yuan

If you are traveling as a tourist, it is more convenient to have part of the amount in yuan in advance: exchange offices at Chinese airports and hotels operate, but their rates and availability may vary. Dollars are accepted at major exchange offices and some banks, but the rate is not always better than when exchanging in advance through an online service. For business settlements with suppliers, carrying cash is not necessary at all: CNY transfers through ATM24's partner channels go directly to supplier accounts.

How ATM24 Helps with USD to CNY Exchange

ATM24 works with yuan for settlements with Chinese partners and transfers to individuals. You specify the amount in USD or the required amount in CNY, the manager states the rate and terms before payment - you confirm or ask clarifying questions. Communication via WhatsApp or Telegram lets you sort out the details quickly, without waiting for banking hours.

USD to CNY rate movement

Current exchange-rate information and analysis

USD / CNYUSD to CNY

About exchanging USD to CNY

About USD (US Dollar)

US Dollar (USD) is a fiat currency used in the selected exchange direction. The country or currency area is United States and countries or territories using the US dollar. The issuer is listed separately, because the block should distinguish where the currency is used from the authority responsible for issuing it.

There are 100 cents in 1 US dollar. Before the operation, the user should confirm the receiving method, bank or payment service, beneficiary name, and local payment details. If the wrong currency is selected or the details are incomplete, the transfer may be delayed or fail to credit automatically.

ISO 4217
USD
Symbol
$
Country
United States
1 USD
100 cents

About CNY (Chinese Yuan)

Chinese Yuan (CNY) is a fiat currency used in the selected exchange direction. The country or currency area is China. The issuer is listed separately, because the block should distinguish where the currency is used from the authority responsible for issuing it.

There are 100 fen in 1 Chinese yuan. Before the operation, the user should confirm the receiving method, bank or payment service, beneficiary name, and local payment details. If the wrong currency is selected or the details are incomplete, the transfer may be delayed or fail to credit automatically.

ISO 4217
CNY
Symbol
¥
Country
China
1 CNY
100 fen

Recent USD to CNY rate

  1. Today6.72 CNY

    CURRENT

  2. 24 hours ago6.73 CNY

    −0.19%

  3. One month ago6.73 CNY

    −0.24%

  4. One year ago7.16 CNY

    −6.23%

Today’s rate is shown on the left, followed by earlier values. Percentages show growth to the current value.

How to exchange USD to CNY with ATM24

A calculation and request for the selected pair; available methods depend on the direction.

  1. STEP

    Enter the amount

    Specify the amount in USD and how you want to receive CNY.

  2. STEP

    Confirm the request

    A manager confirms the final rate and sends the payment details.

  3. STEP

    Make the payment

    Once the terms are confirmed, you receive the payment details.

  4. STEP

    Receive CNY

    The manager confirms the payout method and expected timing with the request terms.

Secure USD to CNY exchange

Clear terms and support at every stage of the exchange

Rate confirmation

The page calculation is indicative. A value is fixed only when the request terms are confirmed.

Rate at confirmation6.29 CNY Held for 14 min 52 sec

This is the page calculation. The final rate and amount are fixed only after the terms are confirmed.

AML screening

We screen the transaction details before the exchange and apply the required AML procedures.

  • Source of funds
  • Receive details
  • Sanctions lists

Request tracking

We track the transaction status and stay in touch until it is complete. If the transaction cannot be completed, we return the funds.

  1. Request accepted
  2. USD received
  3. CNY payout
  4. Receipt confirmed

Example USD → CNY status: a manager confirms the terms and stays in touch until completion.

Terms before payment

Before payment, we confirm the rate, the amount you will receive, and the transaction terms.

REQUEST #A-4821✓ Fixed
Exchange rate
6.29 CNY
Amount
635 USD
To receive
3,992.06 CNY
The calculation was refreshed with the page; values are fixed after the terms are confirmed.

Data privacy

We use data only to process the transaction and handle it in accordance with our privacy policy.

YouATM24CLOSED EXCHANGE LOOP
Name
A•••••
Phone
+7 ••• ••• 42 18
Data is not shared with third parties

Support stays in touch

We help at every step in messengers, before and after the exchange.

Average response time
up to 5 minutes
We support your request
until completion
Monthly exchanges
4,300+

Available channels and response times depend on current workload.

I would like to exchange 635 USD to CNY.

Current calculation: rate 6.29 CNY, amount to receive 3,992.06 CNY. I will check the available terms.

After the terms are confirmed, the manager will send payment details and next steps.

Manager is typing…

Banks and ways to receive CNY

Availability of a specific bank or payment system depends on the direction, amount, and agreed terms.

  • Industrial and Commercial Bank of China
  • China Construction Bank
  • Agricultural Bank of China
  • Bank of China
  • Bank of Communications
  • China Merchants Bank
  • China CITIC Bank

Reviews of USD to CNY exchange

Real stories from real people

anelka panelka

Google

Within an hour we were able to exchange money, very convenient and they explain everything in detail. Special thanks to manager Emil, who was in touch the whole time and helped us directly! I recommend it to everyone, very convenient to quickly exchange money at a favorable rate, thank you for the fast work.

Read full review

Денис

Yandex

Exchanged here at the best rate. Thanks to manager Emil.

Read full review

Serj Ozeroff

Google

Super company, prompt, precise, thanks to manager Anna! Helped me make a transfer to a Thai account. I recommend to everyone

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Роман Мельниченко

Google

They helped quickly and efficiently, covered all the questions, no hidden pitfalls, the rate is nice, thanks to manager Ekaterina🫶🏻.

Read full review

Frequently Asked Questions About Exchanging USD for Chinese Yuan

How many yuan do you get for 1 dollar?

At the current rate: 1 USD ≈ 6.29 CNY. The USD/CNY rate is set by the People's Bank of China daily and changes within the permitted band. The current value will be provided by an ATM24 manager when processing the exchange.

What is the yuan to dollar conversion rate?

At the current rate: 1 CNY ≈ 0.1591 USD. One US dollar is worth several yuan - the exact number depends on the current official rate set by the People's Bank of China. Check the current value on the day of exchange.

How many yuan do you get for 100 dollars in China?

At the current rate: 100 USD ≈ 628.67 CNY. This depends on the exchange rate on the day and where you exchange. Exchange offices at airports and hotels often offer a less favorable rate than online services.

What is better to bring to China - dollars or yuan?

For tourist expenses, it is more convenient to have part of the amount in yuan in advance. For business settlements with suppliers, a direct CNY transfer through ATM24 is more convenient.

What is the forecast for the yuan to dollar rate?

Predicting the rate of a managed currency is difficult: the People's Bank of China can adjust the reference rate at any time. For budget planning, it is better to use a range rather than an exact figure.

How does ATM24 carry out USD to CNY exchanges?

You write to the manager in WhatsApp or Telegram, specify the required amount - the manager confirms the rate and terms before payment. The final amount in yuan is fixed before the transfer.

Could not find an answer to your question?

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