USDT to USDC - exchange and conversion USDT/USDC

0.9998 USDCper 1 USDT0.00% over 24hCalculation refreshed today at 17:341 USDT = 0.9998 USDCOfficial rate; the final rate in the request may differ.
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Sometimes a platform or recipient only accepts USDC, but you have USDT. Or you work with several DeFi protocols, each preferring its own stablecoin. ATM24 makes switching between stablecoins easy: you send USDT, you receive USDC on the required network without unnecessary intermediate steps through an exchange.

How USDC differs from USDT

Both are stablecoins pegged to the dollar 1:1, but they have different issuers and approaches to reserve transparency. USDT is issued by Tether, USDC by Circle. Circle publishes monthly independent attestations of its reserve composition. Some platforms, especially American ones, prefer USDC as a more regulated asset. USDT, meanwhile, has greater overall liquidity and is more widely distributed on most exchanges.

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When you need to convert USDT to USDC

Typical scenarios: a DeFi protocol or exchange only works with USDC. A payment recipient exclusively accepts USDC. You want to diversify risk across different stablecoins. For access to certain blockchains - Solana, Base - USDC is supported natively, while USDT is less common there.

Networks and compatibility when exchanging stablecoins

When converting USDT to USDC, it is important to specify the network in which you need the resulting USDC: Ethereum (ERC-20), Tron, Solana, or others. The ATM24 manager will confirm the network before the deal starts and provide the address for sending USDT. The incoming USDT network and the outgoing USDC network can differ - this is normal when exchanging through ATM24.

Why it is more convenient to exchange through ATM24 than to do it yourself

A self-swap on a decentralized exchange requires understanding gas fees, rate slippage, and working with a web3 wallet. On a centralized exchange - KYC, withdrawal delays. ATM24 handles the transaction directly: you send USDT to the specified address, you receive USDC without registering on new platforms.

USDT to USDC rate movement

Current exchange-rate information and analysis

USDT / USDCTether to USDC

About exchanging USDT to USDC

About USDT (Tether)

Tether (USDT) is a stablecoin pegged to the US dollar at a 1:1 ratio. For exchanges and transfers, users choose it because of its stability: while the transfer is being processed, the value of USDT usually does not fluctuate much, so the amount is less likely to drop because of volatility as it could with BTC or ETH.

USDT exists on different networks, and the network affects transfer fees and speed. TRC-20 (Tron) is usually the fastest and cheapest, while ERC-20 (Ethereum) is reliable but more expensive in network fees. The key rule is to send funds through the same network selected in the request, because a transfer through another network may not be received.

Price
$1
Currency code
USDT
Currency type
Cryptocurrency
Networks
BEP-20 · ERC-20 · TRC-20

About USDC (USD Coin)

USD Coin (USDC) is a stablecoin pegged to the US dollar. It is chosen for transfers and exchanges when the user wants to reduce volatility risk: the amount usually does not move as sharply as BTC, ETH, or other market assets.

USDC exists on different networks, including Ethereum, Solana, TRON, and others. The main rule is to choose the same network as the one specified in the request. A transfer through another network may fail to reach the recipient or require manual recovery.

Price
$1
Currency code
USDC
Currency type
Cryptocurrency
Networks
ERC-20

Recent USDT to USDC rate

  1. Today0.9998 USDC

    CURRENT

  2. 24 hours ago0.9999 USDC

    0.00%

  3. One month ago0.9999 USDC

    −0.01%

  4. One year ago1 USDC

    −0.09%

Today’s rate is shown on the left, followed by earlier values. Percentages show growth to the current value.

How to exchange USDT to USDC with ATM24

A calculation and request for the selected pair; available methods depend on the direction.

  1. STEP

    Enter the amount

    Specify the amount in USDT and how you want to receive USDC.

  2. STEP

    Confirm the request

    A manager confirms the final rate and sends the payment details.

  3. STEP

    Make the payment

    Once the terms are confirmed, you receive the payment details.

  4. STEP

    Receive USDC

    The manager confirms the payout method and expected timing with the request terms.

Secure USDT to USDC exchange

Clear terms and support at every stage of the exchange

Rate confirmation

The page calculation is indicative. A value is fixed only when the request terms are confirmed.

Rate at confirmation0.9497 USDC Held for 14 min 52 sec

This is the page calculation. The final rate and amount are fixed only after the terms are confirmed.

AML screening

We screen the transaction details before the exchange and apply the required AML procedures.

  • Source of funds
  • Receive details
  • Sanctions lists

Request tracking

We track the transaction status and stay in touch until it is complete. If the transaction cannot be completed, we return the funds.

  1. Request accepted
  2. USDT received
  3. USDC payout
  4. Receipt confirmed

Example USDT → USDC status: a manager confirms the terms and stays in touch until completion.

Terms before payment

Before payment, we confirm the rate, the amount you will receive, and the transaction terms.

REQUEST #A-4821✓ Fixed
Exchange rate
0.9497 USDC
Amount
635 USDT
To receive
603.06 USDC
The calculation was refreshed with the page; values are fixed after the terms are confirmed.

Data privacy

We use data only to process the transaction and handle it in accordance with our privacy policy.

YouATM24CLOSED EXCHANGE LOOP
Name
A•••••
Phone
+7 ••• ••• 42 18
Data is not shared with third parties

Support stays in touch

We help at every step in messengers, before and after the exchange.

Average response time
up to 5 minutes
We support your request
until completion
Monthly exchanges
4,300+

Available channels and response times depend on current workload.

I would like to exchange 635 USDT to USDC.

Current calculation: rate 0.9497 USDC, amount to receive 603.06 USDC. I will check the available terms.

After the terms are confirmed, the manager will send payment details and next steps.

Manager is typing…

Networks and ways to receive USDC

Availability of a specific bank or payment system depends on the direction, amount, and agreed terms.

  • ERC-20

Reviews of USDT to USDC exchange

Real stories from real people

Serge Ts

Google

Reliable, working exchanger. Used it 2 times on Koh Phangan. Worked with manager Stanislav.

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Виктор Федосеев

Google

Thank you very much for your help, I exchanged money from Russian rubles to shillings directly to M-Pesa, without any banks, very fast and convenient, now I can withdraw myself. Very grateful to you.

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Mikhail

Trustpilot

10 minutes - international transfer is done. All the wuestions are answered quickly and clearly. My respect and recommendations.

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mihail knichkij

Trustpilot

I sent the payment via PayPal. Super fast and smooth! Very satisfied. Personal manager Alisa helped sort everything out and placed the order. I recommend it.

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Frequently asked questions about exchanging USDT for USDC

What is the difference between USDT and USDC?

Both stablecoins are pegged to the dollar 1:1, but they have different issuers: USDT is issued by Tether, USDC by Circle. USDC is considered more transparent in terms of reserve disclosure. USDT has greater liquidity on most exchanges.

Is 1 USDT equal to 1 USDC?

At the current rate: 1 USDT ≈ 0.9497 USDC. By face value - yes, both are pegged to the US dollar. In practice, the rate between them may deviate slightly during periods of market stress, but under normal conditions 1 USDT is approximately equal to 1 USDC.

Can I transfer USDT to USDC?

Yes, ATM24 handles this exchange. You send USDT to the specified address, you receive USDC on the network you need. Confirm the network with the manager before sending.

Which is better: USDT or USDC?

Depends on the goal. USDT has greater liquidity and is more widely accepted. USDC is preferable on regulated platforms and in some DeFi protocols. For most purposes, the difference is minor.

What is USDC for?

USDC is used for dollar-equivalent transfers without banks, for working in DeFi, and for payments to platforms that only accept this stablecoin. It is especially popular on regulated American platforms.

Which network is best to receive USDC in?

Depends on where you need USDC. Ethereum (ERC-20) is the most universal, but fees are higher. Solana and Tron are cheaper. Check with the recipient or platform which network they support.

Could not find an answer to your question?

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