Hong Kong Dollar to US Dollar: converter HKD/USD

0.1275 USDper 1 HKD+0.03% over 24hCalculation refreshed today at 01:261 HKD = 0.1275 USDOfficial rate; the final rate in the request may differ.
5.0Trustpilot
5.0Google
5.0Yandex
UAE licence No. 9966786413

Most tourists search for the "current rate" of the Hong Kong dollar against the US dollar - and find no changes. This is not a converter bug: HKD has been pegged to USD via the LERS system since 1983; the current convertibility zone of 7.75-7.85 was established by the 2005 reform. The second surprise: Hong Kong is part of China, but HKD and the yuan (CNY) are different currencies with different rates. The third, critical for Russians: Visa and Mastercard cards from Russian banks do not work in Hong Kong. Cash is needed - USD or HKD. You can exchange before the trip via ATM24: request via WhatsApp or Telegram.

LERS since 1983: why the HKD/USD rate barely moves

The Hong Kong dollar has been pegged to the US dollar since 1983 via the Linked Exchange Rate System (LERS). The current convertibility zone of 7.75-7.85 was established by the 2005 reform; the Hong Kong Monetary Authority (HKMA) is obligated to keep HKD within this corridor. When the rate approaches either boundary, HKMA enters the market with interventions - buying or selling US dollars. This is why all converters show approximately the same: 1 HKD = 0.127-0.129 USD. The rate is not frozen - it floats within the corridor but never breaks its boundaries. For a tourist, this means: when exchanging 500 USD, you will receive between 3,875 and 3,925 HKD depending on the current rate position - the difference exists but is predictable.

Read more Hide description

Hong Kong is part of China, but HKD and yuan are different money

After the handover of Hong Kong to China in 1997, many expected a gradual transition to the yuan (CNY). This did not happen: Hong Kong retained its status as a Special Administrative Region with a separate financial system and separate currency. HKD and CNY are two different means of payment with different rates and different regulatory mechanisms. The USD/CNY rate is floating, depending on People's Bank of China policy and trade balance; the USD/HKD rate is strictly fixed within a corridor. In Hong Kong, prices are listed in HKD, not yuan. Some shops accept yuan as a concession to mainland tourists, but the official currency of Hong Kong remains only HKD. For a traveler from Russia this is important: yuan in your pocket will not substitute for the Hong Kong dollar.

Russian cards don't work in Hong Kong: how not to be left without cash

Visa and Mastercard issued by Russian banks are not accepted in Hong Kong - due to sanctions restrictions since 2022. You cannot withdraw HKD from an ATM with them, nor pay in stores. UnionPay cards from Russian banks are accepted more often, but not everywhere: large retail chains work with them, while small establishments and street exchangers do not. This leads to the main practical conclusion: international cards are widely accepted in Hong Kong. Check Russian bank cards with your issuer in advance; it makes sense to have a backup payment method and a small amount of cash. Confirm deposit conditions and amounts with the specific hotel. Exchanging USD for HKD via ATM24 in advance is easier: submit a request on WhatsApp before departure, agree on the rate, and receive cash.

Where to exchange USD for Hong Kong dollars: airport vs. city exchangers

Exchangers at Hong Kong airport operate around the clock - but the rate is worse than at city exchangers. A practical approach: exchange the minimum for a taxi to the hotel at the airport (50 USD is more than enough), then exchange the rest in the city. The best USD/HKD rates in Hong Kong are traditionally in the Sheung Wan and Wan Chai districts on Hong Kong Island - small specialized exchangers there offer quotes close to 7.70-7.80 per dollar. For those returning from Hong Kong with remaining HKD: few banks in Russia exchange the Hong Kong dollar - it is better not to bring a large remainder; calculate the needed amount in advance.

HKD to USD rate movement

Current exchange-rate information and analysis

HKD / USDHKD to USD

About exchanging HKD to USD

About HKD (Hong Kong Dollar)

Hong Kong Dollar (HKD) is a fiat currency used in the selected exchange direction. The country or currency area is Hong Kong. The issuer is listed separately, because the block should distinguish where the currency is used from the authority responsible for issuing it.

There are 100 cents in 1 Hong Kong dollar. Before the operation, the user should confirm the receiving method, bank or payment service, beneficiary name, and local payment details. If the wrong currency is selected or the details are incomplete, the transfer may be delayed or fail to credit automatically.

ISO 4217
HKD
Symbol
$
Country
Hong Kong
1 HKD
100 cents

About USD (US Dollar)

US Dollar (USD) is a fiat currency used in the selected exchange direction. The country or currency area is United States and countries or territories using the US dollar. The issuer is listed separately, because the block should distinguish where the currency is used from the authority responsible for issuing it.

There are 100 cents in 1 US dollar. Before the operation, the user should confirm the receiving method, bank or payment service, beneficiary name, and local payment details. If the wrong currency is selected or the details are incomplete, the transfer may be delayed or fail to credit automatically.

ISO 4217
USD
Symbol
$
Country
United States
1 USD
100 cents

Recent HKD to USD rate

  1. Today0.1275 USD

    CURRENT

  2. 24 hours ago0.1275 USD

    +0.03%

  3. One month ago0.1275 USD

    +0.03%

  4. One year ago0.1284 USD

    −0.69%

Today’s rate is shown on the left, followed by earlier values. Percentages show growth to the current value.

How to exchange HKD to USD with ATM24

A calculation and request for the selected pair; available methods depend on the direction.

  1. STEP

    Enter the amount

    Specify the amount in HKD and how you want to receive USD.

  2. STEP

    Confirm the request

    A manager confirms the final rate and sends the payment details.

  3. STEP

    Make the payment

    Once the terms are confirmed, you receive the payment details.

  4. STEP

    Receive USD

    The manager confirms the payout method and expected timing with the request terms.

Secure HKD to USD exchange

Clear terms and support at every stage of the exchange

Rate confirmation

The page calculation is indicative. A value is fixed only when the request terms are confirmed.

Rate at confirmation0.1188 USD Held for 14 min 52 sec

This is the page calculation. The final rate and amount are fixed only after the terms are confirmed.

AML screening

We screen the transaction details before the exchange and apply the required AML procedures.

  • Source of funds
  • Receive details
  • Sanctions lists

Request tracking

We track the transaction status and stay in touch until it is complete. If the transaction cannot be completed, we return the funds.

  1. Request accepted
  2. HKD received
  3. USD payout
  4. Receipt confirmed

Example HKD → USD status: a manager confirms the terms and stays in touch until completion.

Terms before payment

Before payment, we confirm the rate, the amount you will receive, and the transaction terms.

REQUEST #A-4821✓ Fixed
Exchange rate
0.1188 USD
Amount
635 HKD
To receive
75.46 USD
The calculation was refreshed with the page; values are fixed after the terms are confirmed.

Data privacy

We use data only to process the transaction and handle it in accordance with our privacy policy.

YouATM24CLOSED EXCHANGE LOOP
Name
A•••••
Phone
+7 ••• ••• 42 18
Data is not shared with third parties

Support stays in touch

We help at every step in messengers, before and after the exchange.

Average response time
up to 5 minutes
We support your request
until completion
Monthly exchanges
4,300+

Available channels and response times depend on current workload.

I would like to exchange 635 HKD to USD.

Current calculation: rate 0.1188 USD, amount to receive 75.46 USD. I will check the available terms.

After the terms are confirmed, the manager will send payment details and next steps.

Manager is typing…

Banks and ways to receive USD

Availability of a specific bank or payment system depends on the direction, amount, and agreed terms.

  • Bank of America
  • BNY Mellon
  • Capital One
  • Chase Bank
  • Citibank
  • Goldman Sachs Bank
  • HSBC

Reviews of HKD to USD exchange

Real stories from real people

Polina Andreeva

Google

Excellent bank for contactless currency exchange! Manager Lev is very involved in the work, answered all questions and made the process as calm as possible in terms of security The only, in my observation, nuance is dealing with ATMs We recommend immediately providing a list of ATMs where you can cash out currency (so you can look at the list, approach the ATM and clarify with the manager the possibility of working with it) But that's more a question for updating Google Maps, since not all ATMs that are located around the city are shown on the maps

Read full review

Илья

Yandex

I was in Dubai and needed dirhams. I only have cards from Russian banks, and they aren’t accepted in the UAE so I couldn’t withdraw money. I found this firm on the internet; they helped me get dirhams using a QR code at an ATM near the hotel. Everything was prompt and very fast, I recommend them! Special thanks to manager Ekaterina, she explained everything and helped!

Read full review

Дуденко Дмитрий

Google

Everything is very good, fast, without delays, at the current exchange rate, manager Sofa thank you, you really helped, I recommend

Read full review

Frequently Asked Questions About the Hong Kong Dollar to USD Rate

Is the Hong Kong dollar pegged to the US dollar?

Yes, since 1983. Hong Kong uses a currency board regime: the HKD to USD rate is maintained within a strict corridor of 7.75-7.85. The Hong Kong Monetary Authority (HKMA) is obligated to intervene if the rate breaks out of these boundaries. This is why the rate barely changes - it is not a converter bug, but a systemic mechanism.

How many Hong Kong dollars are in a US dollar?

At the current rate: 1 USD ≈ 8.41 HKD. Under the current peg - from 7.75 to 7.85 HKD per 1 USD. See the current value within this corridor in the calculator above. The inverse rate: 1 HKD = 0.127-0.129 USD.

What is the difference between the Hong Kong dollar and the yuan?

HKD and yuan (CNY) are different currencies. HKD is used in Hong Kong, CNY - in mainland China. The HKD rate is pegged to USD and barely changes; the CNY rate is floating and regulated by the People's Bank of China. In Hong Kong, only HKD is officially accepted - yuan is only taken by some shops.

What is the Hong Kong dollar to US dollar rate?

At the current rate: 1 HKD ≈ 0.1188 USD. 1 HKD = approximately 0.127-0.129 USD; 1 USD = approximately 7.75-7.85 HKD. The range is set by the currency board mechanism in effect since 1983. The current value - in the calculator on this page.

What is the difference between the Hong Kong dollar and the US dollar?

HKD and USD are currencies of different territories with different issuers. 1 USD = approximately 7.80 HKD (within the 7.75-7.85 corridor). In Hong Kong, stores and exchangers accept HKD; US dollars can be used in some tourist venues, but change will be given in HKD.

Could not find an answer to your question?

Contact support