CAD to CNY Converter: Canadian Dollar and Chinese Yuan

4.85 CNYper 1 CAD+0.13% over 24hCalculation refreshed today at 01:281 CAD = 4.85 CNYOfficial rate; the final rate in the request may differ.
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China holds first place among Canada's trading partners by import volume: technology, components, and consumer goods flow through this channel continuously. For businesses and individuals with ties to the Chinese market, the CAD-CNY pair has become a working tool. After the opening of a direct yuan clearing hub in Toronto, CAD to CNY conversion went beyond exchange operations and became available in the retail segment.

CAD and CNY: China Is Canada's Largest Trading Partner by Import

Bilateral trade between Canada and China amounts to hundreds of billions of dollars per year. Canada exports raw materials - oil, timber, grain. China supplies industrial goods and electronics. Settlements in CAD and CNY go through correspondent banks, although there is a growing trend toward direct yuan settlements bypassing the dollar intermediary. For individuals and small businesses, this means that a direct CAD-CNY converter has become a practically useful tool.

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Yuan in Toronto: Why the CNY Clearing Hub Opened in a Canadian City

In 2014, Canada became the first country in North America to open an official Chinese yuan clearing hub. Toronto was chosen for a reason: the city houses a large Chinese-Canadian diaspora, and the financial sector is well developed. This gave Canadian banks and companies the ability to conduct settlements in CNY directly, without conversion through USD. For consumers, this step meant more competitive quotes when exchanging CAD for CNY.

Offshore Yuan CNH and Mainland CNY: What Matters When Converting

China uses two versions of the yuan: CNY trades inside the country under the management of the People's Bank of China, CNH - in Hong Kong and other offshore centers more freely. CNY and CNH rates are usually close, but diverge during turbulence. When transferring from Canada to China, it is important to understand which type of yuan the recipient receives: banks in China work with CNY, while some international platforms quote CNH.

Canadian Dollar and Oil: Why CAD Moves Together with Energy

CAD is one of the few developed-country currencies with a pronounced correlation with oil prices. Canada is among the world's top oil exporters, and rising Brent prices often pull CAD up relative to other currencies, including CNY. This creates an additional factor when planning conversion: the cost of a CAD-CNY operation depends not only on Chinese monetary policy but also on oil market conditions.

CAD to CNY rate movement

Current exchange-rate information and analysis

CAD / CNYCAD to CNY

About exchanging CAD to CNY

About CAD (Canadian Dollar)

Canadian Dollar (CAD) is a fiat currency used in the selected exchange direction. The country or currency area is Canada. The issuer is listed separately, because the block should distinguish where the currency is used from the authority responsible for issuing it.

There are 100 cents in 1 Canadian dollar. Before the operation, the user should confirm the receiving method, bank or payment service, beneficiary name, and local payment details. If the wrong currency is selected or the details are incomplete, the transfer may be delayed or fail to credit automatically.

ISO 4217
CAD
Symbol
$
Country
Canada
1 CAD
100 cents

About CNY (Chinese Yuan)

Chinese Yuan (CNY) is a fiat currency used in the selected exchange direction. The country or currency area is China. The issuer is listed separately, because the block should distinguish where the currency is used from the authority responsible for issuing it.

There are 100 fen in 1 Chinese yuan. Before the operation, the user should confirm the receiving method, bank or payment service, beneficiary name, and local payment details. If the wrong currency is selected or the details are incomplete, the transfer may be delayed or fail to credit automatically.

ISO 4217
CNY
Symbol
¥
Country
China
1 CNY
100 fen

Recent CAD to CNY rate

  1. Today4.85 CNY

    CURRENT

  2. 24 hours ago4.84 CNY

    +0.13%

  3. One month ago4.83 CNY

    +0.40%

  4. One year ago5.19 CNY

    −6.52%

Today’s rate is shown on the left, followed by earlier values. Percentages show growth to the current value.

How to exchange CAD to CNY with ATM24

A calculation and request for the selected pair; available methods depend on the direction.

  1. STEP

    Enter the amount

    Specify the amount in CAD and how you want to receive CNY.

  2. STEP

    Confirm the request

    A manager confirms the final rate and sends the payment details.

  3. STEP

    Make the payment

    Once the terms are confirmed, you receive the payment details.

  4. STEP

    Receive CNY

    The manager confirms the payout method and expected timing with the request terms.

Secure CAD to CNY exchange

Clear terms and support at every stage of the exchange

Rate confirmation

The page calculation is indicative. A value is fixed only when the request terms are confirmed.

Rate at confirmation4.5 CNY Held for 14 min 52 sec

This is the page calculation. The final rate and amount are fixed only after the terms are confirmed.

AML screening

We screen the transaction details before the exchange and apply the required AML procedures.

  • Source of funds
  • Receive details
  • Sanctions lists

Request tracking

We track the transaction status and stay in touch until it is complete. If the transaction cannot be completed, we return the funds.

  1. Request accepted
  2. CAD received
  3. CNY payout
  4. Receipt confirmed

Example CAD → CNY status: a manager confirms the terms and stays in touch until completion.

Terms before payment

Before payment, we confirm the rate, the amount you will receive, and the transaction terms.

REQUEST #A-4821✓ Fixed
Exchange rate
4.5 CNY
Amount
635 CAD
To receive
2,858.28 CNY
The calculation was refreshed with the page; values are fixed after the terms are confirmed.

Data privacy

We use data only to process the transaction and handle it in accordance with our privacy policy.

YouATM24CLOSED EXCHANGE LOOP
Name
A•••••
Phone
+7 ••• ••• 42 18
Data is not shared with third parties

Support stays in touch

We help at every step in messengers, before and after the exchange.

Average response time
up to 5 minutes
We support your request
until completion
Monthly exchanges
4,300+

Available channels and response times depend on current workload.

I would like to exchange 635 CAD to CNY.

Current calculation: rate 4.5 CNY, amount to receive 2,858.28 CNY. I will check the available terms.

After the terms are confirmed, the manager will send payment details and next steps.

Manager is typing…

Banks and ways to receive CNY

Availability of a specific bank or payment system depends on the direction, amount, and agreed terms.

  • Industrial and Commercial Bank of China
  • China Construction Bank
  • Agricultural Bank of China
  • Bank of China
  • Bank of Communications
  • China Merchants Bank
  • China CITIC Bank

Reviews of CAD to CNY exchange

Real stories from real people

Дмитрий Жужгин

Google

Everything's good, they helped quickly and efficiently 👍

Read full review

Эдуард Коханов

Google

Thank you! Everything went well and quite quickly despite my small mistake. Manager Ekaterina fixed the whole situation. I received cash baht. I recommend!

Read full review

Дмитрий Герасько

Google

Everything is wonderful!

Read full review

Александр Юдин (GeeXUP)

Google

Everything is clear, fast. They stay in touch and explain every stage of the deal, great people. The rate may sting a bit, but it’s a fast way to get cash.

Read full review

Frequently Asked Questions About CAD and CNY Conversion

Where is the best place to exchange Canadian dollars for yuan?

Compare the rate at a bank, exchange office, and online transfer service. Specialized services often offer a narrower spread than banks with fixed commissions.

How does CNH differ from CNY in exchange?

CNY is the official yuan inside China, CNH is the offshore yuan (Hong Kong). Rates are usually close, but diverge during volatility. When transferring to mainland China, the recipient will receive CNY.

What does the CAD/CNY rate depend on?

On commodity prices, the interest rates of the central banks of Canada and China, and the exchange rate policy of the People's Bank of China on the yuan.

Can Canadian dollars be transferred directly to a Chinese bank?

Direct CAD transfers to a Chinese bank are possible but require correspondent relations. Some services convert CAD to CNY and send in yuan - this is more convenient for the recipient.

Do US-China trade negotiations affect the CAD-CNY rate?

US-China trade tensions indirectly hit CAD through oil quotes and market risk appetite. During trade conflict escalation, monitor both factors.

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