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Currency exchange in Ho Chi Minh City

24,678.46 VNDper 1 USDT+0.2% over 24hCalculation refreshed today at 03:231 USDT = 24,678.46 VNDOfficial rate; the final rate in the request may differ.
5.0Trustpilot
5.0Google
5.0Yandex
UAE licence No. 9966786413
Transfers
19 500+
Average time
45 minutes

Exchange cash, bank transfers, and cryptocurrency in Ho Chi Minh City, Vietnam with ATM24: up-to-date rates, available exchange routes, and an easy online request.

Current exchange rates

Rates come from the calculator at page-load time. Trends use market history as of 4 November 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 279.38VND 0.9%
USDUS dollar 24,678.46VND 0.00%
EUREuro 27,508.72VND 0.4%
USDTTether 24,678.46VND 0.2%

Ways to receive funds — Ho Chi Minh City

Available methods depend on the selected direction and amount.

ATM

The exact procedure depends on the ATM. Before payment, the manager will confirm the bank, amount, and sequence of steps.

  • Cardless
  • Techcombank
  • MB Bank
  • MSB Bank
  • BIDV
  • TPBank
  • 24/7

Cash pickup

Cash pickup at an agreed payout point.

  • Cash

Availability is confirmed in the request

To a bank account

Transfer of VND to a local bank account for Ho Chi Minh City.

  • Bank transfer
  • Up to 1 business day

Ways to pay

  • CNY — AliPay
  • CNY — WeChat
  • EUR — Cash
  • EUR — Bank account
  • KZT — Bank transfer
  • RUB — Cash
  • RUB — QR SBP
  • RUB — Bank transfer
  • USD — Cash
  • USD — Bank account
  • USDC — ERC20
  • USDT — BEP20
  • USDT — ERC20
  • USDT — TRC20

How the exchange works

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

    Currency and method selection
  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

    Contact details
  3. Step

    Confirmation

    After confirmation and payment, we send money to Ho Chi Minh City using the selected method.

    Confirmation
Payout methods available for this direction:
  • ATM
  • Cash pickup
  • To a bank account

Payout points on the map

Cash payout points with addresses and opening hours

Ho Chi Minh City · Listed locations: 3

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Ho Chi Minh City

  • VIETCOMBANK - TRANSACTION BUREAU NO 1 - · Ho Chi Minh City

    527 TO HIEN THANH WARD 14 DIST 10, HO CHI MINH CITY, 0

    Mon-Fri 07:30 - 17:00; Sat-Sun Closed

    MoneyGram

    Google MapsGet directions
  • SACOMBANK · Ho Chi Minh City

    LOT 4-18 NO. 2, KCN TAN BINH TAY THANH WARD, HO CHI MINH CITY, 0

    Mon-Fri 07:30 - 17:00; Sat 07:30 - 11:30; Sun Closed

    MoneyGram

    Google MapsGet directions
  • SACOMBANK · Ho Chi Minh City

    230 TRUONG CHINH, PHUONG TAN HUNG THUAN, QUAN 12, HO CHI MINH CITY, HO CHI MINH

    Mon-Fri 07:30 - 17:30; Sat 07:30 - 11:30; Sun Closed

    MoneyGram

    Google MapsGet directions

Directory data as of 2026-08-26

How to withdraw Vietnamese dong from an ATM using a QR code or withdrawal code

The exact procedure depends on the ATM. Before payment, the manager will confirm the bank, amount, and sequence of steps.

  • Techcombank ATM in Vietnam for withdrawing Vietnamese dong using a code
    Techcombank
    1. Select English.
    2. Press Withdraw.
    3. Enter the code provided by the manager and press Confirm.
    4. Press Other, enter the amount to be received and press Confirm.
    5. Enter the second code provided by the manager and press Confirm.
    6. If you need a receipt, press Print receipt; if not, press Don’t print receipt.
  • MB Bank ATM in Vietnam for withdrawing Vietnamese dong using a code
    MB Bank
    1. Select English.
    2. Press Cash by Code.
    3. Enter the code provided by the manager and press Continue.
    4. Press Other, enter the amount to be received and press the green Enter button on the keypad.
    5. Enter the second code provided by the manager and press Continue.
    6. If you need a receipt, press Yes; if not, press No.
  • MSB Bank ATM in Vietnam for withdrawing Vietnamese dong using a code
    MSB Bank
    1. On the screen, select Cardless withdrawal / Rút tiền không cần thẻ.
    2. Select English.
    3. Enter the transaction code provided by the manager and press Yes.
    4. Enter the amount or confirm the amount already shown.
    5. Confirm the transaction on the next screen by pressing Yes / Xác nhận.
    6. Enter the second code (OTP) provided by the manager and press Yes.
    7. The ATM dispenses cash.
  • BIDV ATM in Vietnam for withdrawing Vietnamese dong using a QR code
    BIDV
    1. On the main screen, select Scan QR.
    2. Select English.
    3. A QR code will appear on the screen. Take a photo of it immediately and send it to the manager in the chat (the code is valid for 30 seconds).
    4. A window with a code entry field will appear. Enter the 6-digit code provided by the manager and press the green Enter button.
    5. The ATM dispenses cash.
  • TPBank ATM in Vietnam for withdrawing Vietnamese dong using a QR code
    TPBank
    1. On the screen, select Withdrawal.
    2. Then select App TPBank Mobile.
    3. A QR code will appear on the screen. Take a photo of it immediately and send it to the manager in the chat.
    4. A screen with the amount will appear. Select the required amount or enter it manually using Enter Other Amount.
    5. The ATM dispenses cash.

What to prepare for payout

To a Vietcombank, Techcombank, or BIDV Card in VND Dong

  • You need 16 card digits and the recipient's full name

We verify the exact details when agreeing the available route before payment.

How to exchange money safely

Pay using the details provided in the official ATM24 chat after the rate and payout amount are confirmed.

Official ATM24 WhatsApp

Customer reviews

Real stories from real people

Robbin

Google

Prompt, reliable, fast. Pleasant to cooperate 🙏🏾🙏🏾❤️🙏🏾🙏🏾

Read full review

Ahshar Iron

Trustpilot

Excellent service and perfect rates. Especially thanks to Operator Alisa!

Read full review

Anton Ragouline

Trustpilot

Solid exchange service, can be trusted. They always try to do as best as possible for you, making your life easier. Thats what I want from a service like that. My personal manager Ekaterina is going with me for 1.5 years already, always rocking!

Read full review

FAQ

Where can I exchange currency in Ho Chi Minh City?

The best rates are usually available at city exchange points, especially in shopping malls. Airport and hotel rates are usually worse.

Is there a fee when exchanging VND?

Exchange in Ho Chi Minh City is completed at the rate shown in the atm24.pro calculator. ATM24 uses the current market rate and a minimal commission starting from 0.9%.

What documents are required for exchange?

To exchange money in Ho Chi Minh City, you usually need a passport or another identity document. This is required by AML and financial crime regulations.

How do I choose an exchange point in Ho Chi Minh City?

Airport exchange points often work 24/7, but the rate is usually worse. With ATM24 you get a near-market rate and a manager response within 1 minute.

Which currency is used in Ho Chi Minh City?

The local currency used in Ho Chi Minh City is VND. In tourist areas, some merchants may accept USD, but change is usually given in VND.

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