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Currency exchange in Abu Dhabi

3.41 AEDper 1 USDT+0.2% over 24hCalculation refreshed today at 03:251 USDT = 3.41 AEDOfficial rate; the final rate in the request may differ.
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UAE licence No. 9966786413
Transfers
9 200+
Average time
40 minutes

Exchange cash, bank transfers, and cryptocurrency in Abu Dhabi, United Arab Emirates with ATM24: up-to-date rates, available exchange routes, and an easy online request.

Current exchange rates

Rates come from the calculator at page-load time. Trends use market history as of 4 November 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 0.03863AED 0.9%
USDUS dollar 3.41AED 0.00%
EUREuro 3.8AED 0.4%
USDTTether 3.41AED 0.2%

Ways to receive funds — Abu Dhabi

Available methods depend on the selected direction and amount.

ATM

The exact procedure depends on the ATM. Before payment, the manager will confirm the bank, amount, and sequence of steps.

  • Cardless
  • Dubai Islamic Bank
  • Mashreq
  • ADIB
  • ADCB
  • CBD
  • Emirates NBD
  • 24/7

Cash pickup

Cash pickup at an agreed payout point.

  • Cash

Availability is confirmed in the request

To a bank account

Transfer of AED to a local bank account for Abu Dhabi.

  • Bank transfer
  • Up to 1 business day

Ways to pay

  • CNY — AliPay
  • CNY — WeChat
  • EUR — Cash
  • EUR — Bank account
  • KZT — Bank transfer
  • RUB — Cash
  • RUB — QR SBP
  • RUB — Bank transfer
  • USD — Cash
  • USD — Bank account
  • USDC — ERC20
  • USDT — BEP20
  • USDT — ERC20
  • USDT — TRC20

How the exchange works

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

    Currency and method selection
  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

    Contact details
  3. Step

    Confirmation

    After confirmation and payment, we send money to Abu Dhabi using the selected method.

    Confirmation
Payout methods available for this direction:
  • ATM
  • Cash pickup
  • To a bank account

Payout points on the map

Cash payout points with addresses and opening hours

Abu Dhabi · Listed locations: 3

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Abu Dhabi

  • AL FARDAN EXCHANGE AL MAMOURA · Abu Dhabi

    Bldg Rema Abdullah Ahl Al Azem St, NEAR LULU EXPRESS, Abu Dhabi

    Mon-Sun 08:50 - 23:59

    Western Union

    Google MapsGet directions
  • AL AHALIA EXCHANGE - ABU DHABI - HAMEEM · Abu Dhabi

    Showroom No. G12 Ground Floor, ABU DHABI

    Mon-Sun 08:30 - 22:30

    MoneyGram

    Google MapsGet directions
  • JOYALUKKAS EXCHANGE - ABUDHABI BRANCH · Abu Dhabi

    SHOP 2, OMEIR BIN YOUSEF BUILDING SHK. HAMDAN BIN MOHAMMED STREET, ABU DHABI

    Mon-Sun 08:00 - 23:30

    MoneyGram

    Google MapsGet directions

Directory data as of 2026-08-26

How to get dirhams through an ATM

The exact procedure depends on the ATM. Before payment, the manager will confirm the bank, amount, and sequence of steps.

  • Dubai Islamic Bank ATM in the UAE for withdrawing dirhams using a code
    Dubai Islamic Bank
    1. Press Remit to ATM - Cash Withdrawal.
    2. Select English.
    3. Enter the Reference Number and Secret Code provided by the manager in the chat.
    4. Enter the amount to be received in Withdrawal Amount.
    5. Press Proceed.
    6. Press No, I want to go paperless.
    7. The ATM dispenses cash.
  • Mashreq ATM in the UAE for withdrawing dirhams using a code
    Mashreq
    1. Press Cardless Cash.
    2. Enter the 6-digit code provided by the manager.
    3. Press Enter.
    4. Enter the amount and press Confirm.
    5. The ATM dispenses cash.
  • ADIB ATM in the UAE for withdrawing dirhams using a code
    ADIB
    1. Tap the screen and select English.
    2. Press Continue, then Cardless Cash.
    3. Enter the phone number provided by the manager and press Continue.
    4. Enter the amount to be received and press Continue.
    5. Enter the code provided by the manager and press Continue twice.
  • ADCB ATM in the UAE for withdrawing dirhams using a code
    ADCB
    1. Wait until the red “Cardless Cash” button appears in the bottom-right corner of the screen (it may not appear immediately — the screen wallpaper changes every 5–7 seconds). When it appears, press it.
    2. Press “English”.
    3. Press “Cardless Cash”.
    4. Enter the phone number 0585480893 and press “Continue”.
    5. Enter the 6-digit code provided by the manager and press “Continue”.
    6. Collect the cash.
  • CBD ATM in the UAE for withdrawing dirhams using a code
    CBD
    1. Tap the screen and select English.
    2. Select Cardless Withdrawal.
    3. Enter the OTP code and press Continue.
    4. The amount will appear on the screen; press Continue.
    5. The ATM will then offer to print a receipt. Select the option you need.
    6. The ATM dispenses cash.
  • Emirates NBD ATM in the UAE for depositing cash into an account
    Emirates NBD
    1. Find an Emirates NBD ATM that supports cash deposits (Cash Deposit Machine, CDM).
    2. On the screen, select: “Cash Deposit” then “deposit To Account”.
    3. Press “enter account number” and enter the recipient’s account number: 1015873718901.
    4. Insert your Emirates ID.
    5. Check that the name matches — it must be Dmitrii Ivanov; the name will appear on the screen.
    6. Insert the cash banknotes into the ATM cash deposit slot.
    7. Confirm the transaction → receive a confirmation receipt.
    8. Keep the receipt and send it to us via WhatsApp.

What to prepare for payout

To Emirates NBD, ADCB or FAB card in dirhams AED

  • You need 16 card digits and recipient's full name as it appears in documents

We verify the exact details when agreeing the available route before payment.

How to exchange money safely

Pay using the details provided in the official ATM24 chat after the rate and payout amount are confirmed.

Official ATM24 WhatsApp

Customer reviews

Real stories from real people

Иван Мамаев

Google

Manager Sofa helped, very fast, liked everything!

Read full review

Olesya

Trustpilot

Huge thanks. I used it for the first time and bookmarked the site! Convenient, clear interface! Quick provision of information, instructions, finding an ATM nearby — everything is very fast and clear! Indispensable for travelers!

Read full review

Юрий Самара

Google

Manager Sofa is just a clever one. Quickly and clearly helped make the exchange. Many thanks! :)

Read full review

Olga Sheykina

Google

fast, convenient, manager Ekaterina explained everything, told me what and how, told me where the nearest ATM to the hotel is, the instructions are simple

Read full review

FAQ

Where can I exchange currency in Abu Dhabi?

The best rates are usually available at city exchange points, especially in shopping malls. Airport and hotel rates are usually worse.

Is there a fee when exchanging AED?

Exchange in Abu Dhabi is completed at the rate shown in the atm24.pro calculator. ATM24 uses the current market rate and a minimal commission starting from 0.9%.

What documents are required for exchange?

To exchange money in Abu Dhabi, you usually need a passport or another identity document. This is required by AML and financial crime regulations.

How do I choose an exchange point in Abu Dhabi?

Airport exchange points often work 24/7, but the rate is usually worse. With ATM24 you get a near-market rate and a manager response within 1 minute.

Which currency is used in Abu Dhabi?

The local currency used in Abu Dhabi is AED. In tourist areas, some merchants may accept USD, but change is usually given in AED.

Did not find an answer?

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