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Currency exchange in Ko Tao

31.65 THBper 1 USDT+0.02% over 24hCalculation refreshed today at 03:241 USDT = 31.65 THBOfficial rate; the final rate in the request may differ.
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UAE licence No. 9966786413
Transfers
14 700+
Average time
55 minutes

Exchange cash, bank transfers, and cryptocurrency in Ko Tao, Thailand with ATM24: up-to-date rates, available exchange routes, and an easy online request.

Current exchange rates

Rates come from the calculator at page-load time. Trends use market history as of 4 November 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 0.3583THB 1.0%
USDUS dollar 31.65THB 0.2%
EUREuro 35.28THB 0.2%
USDTTether 31.65THB 0.02%

Ways to receive funds — Ko Tao

Available methods depend on the selected direction and amount.

ATM

Cardless ATM withdrawal of THB for Ko Tao using the instructions confirmed in the request.

  • Cardless
  • Bangkok Bank
  • KBank
  • Krungthai
  • SCB
  • Krungsri
  • TTB
  • 24/7

Cash pickup

Cash pickup at an agreed payout point.

  • Cash

Availability is confirmed in the request

To a bank account

Transfer of THB to a local bank account for Ko Tao.

  • Bank transfer
  • Up to 1 business day

Ways to pay

  • CNY — AliPay
  • CNY — WeChat
  • EUR — Cash
  • EUR — Bank account
  • KZT — Bank transfer
  • RUB — Cash
  • RUB — QR SBP
  • RUB — Bank transfer
  • USD — Cash
  • USD — Bank account
  • USDC — ERC20
  • USDT — BEP20
  • USDT — ERC20
  • USDT — TRC20

How the exchange works

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

    Currency and method selection
  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

    Contact details
  3. Step

    Confirmation

    After confirmation and payment, we send money to Ko Tao using the selected method.

    Confirmation
Payout methods available for this direction:
  • ATM
  • Cash pickup
  • To a bank account

Payout points on the map

Cash payout points with addresses and opening hours

Ko Tao · Listed locations: 1

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Ko Tao

Directory data as of 2026-10-11

How to withdraw Thai baht from an ATM using a QR code or withdrawal code

The manager will confirm the bank and exact withdrawal procedure before you pay.

  • Bangkok Bank ATM in Thailand for withdrawing Thai baht using a QR code
    Bangkok Bank
    1. Press Cardless Withdrawal when the operator tells you “code”.
    2. Press Bangkok Bank Mobile Banking.
    3. A QR code will appear on the screen. Take a photo of it immediately and send it to the manager in the chat (the code is valid for 30 seconds).
    4. When instructed by the operator, press Confirm.
  • KBank ATM in Thailand for withdrawing Thai baht using a QR code
    KBank
    1. Press Cardless Withdrawal when the operator tells you “code”.
    2. Press K PLUS.
    3. A QR code will appear on the screen. Take a photo of it immediately and send it to the manager in the chat (the code is valid for 30 seconds).
    4. When instructed by the operator, press Confirm.
  • Krungthai ATM in Thailand for withdrawing Thai baht using a code
    Krungthai
    1. Press the bottom-right Cardless ATM button.
    2. Select English.
    3. If a transaction selection window appears, select Cardless ATM.
    4. Enter the phone number provided by the manager and press Confirm / Correct.
    5. Enter the code provided by the manager and press Confirm / Correct.
  • SCB ATM in Thailand for withdrawing Thai baht using a code
    SCB
    1. Press the bottom-right Cardless ATM button.
    2. Press the SCB button on the right.
    3. Enter the phone number provided by the manager and press Correct.
    4. The amount to be received will appear on the screen. Press Correct.
    5. Enter the code provided by the manager and press Correct.
  • Krungsri ATM in Thailand for withdrawing Thai baht using a code
    Krungsri
    1. Press the bottom-right Cardless ATM button.
    2. If the “Please select transaction” window appears, press the KMA Krungsri App button on the right.
    3. Enter the phone number provided by the manager and press Correct.
    4. Enter the withdrawal amount and press Correct.
    5. Enter the code provided by the manager and press Correct.
  • TTB ATM in Thailand for withdrawing Thai baht using a code
    TTB
    1. Press the bottom-right Cardless Withdrawal button.
    2. Enter the phone number provided by the manager and press Confirm / Correct.
    3. Enter the code provided by the manager and press Confirm / Correct.
    4. The amount to be received will appear on the screen. Press Confirm / Correct.
  • KBank cross-withdrawal via a Krungthai Bank ATM in Thailand
    KBank via Krungthai
    1. CARDLESS Withdrawal (bottom-left button).
    2. Other Banks.
    3. Krungthai Bank (bottom-right button).
    4. Enter the phone number → Confirm.
    5. Enter the code → Confirm.
    6. Check the amount → Confirm.
    7. Collect the baht 💵
  • Bangkok Bank cross-withdrawal via a Krungthai Bank ATM in Thailand
    Bangkok Bank via Krungthai
    1. CARDLESS Withdrawal (bottom-left button).
    2. Other Banks.
    3. Krungthai Bank (bottom-right button).
    4. Enter the phone number → Confirm.
    5. Enter the code → Confirm.
    6. Check the amount → Confirm.
    7. Collect the baht 💵

What to prepare for payout

To a Visa or Mastercard of a Thai bank

  • You need 16 card digits and cardholder's full name in Latin characters

To an account at a Thai bank (SWIFT)

  • Required: bank's SWIFT code, account number, recipient's full name in Latin characters - Thailand does not use IBAN
  • THB deposit time via SWIFT - 3-5 business days after ATM24 application confirmation

We verify the exact details when agreeing the available route before payment.

How to exchange money safely

Pay using the details provided in the official ATM24 chat after the rate and payout amount are confirmed.

Official ATM24 WhatsApp

Customer reviews

Real stories from real people

Igor

Trustpilot

At the beginning I thought that this currency exchanger is some sort of the scam platforms but urgently needed money from Russia to Dubai. I have transferred money from my home country card and received money from ATM. Huge respect, will use later 🤝

Read full review

Дмитрий Першин

Google

Needed cash, quickly and without pitfalls! Manager Sofa, thank you!

Read full review

Артем Беркана

Google

Manager Ekaterina helped me get baht, everything is fine, the only thing is I expected the ATM withdrawal to be faster

Read full review

FAQ

Where can I exchange currency in Ko Tao?

The best rates are usually available at city exchange points, especially in shopping malls. Airport and hotel rates are usually worse.

Is there a fee when exchanging THB?

Exchange in Ko Tao is completed at the rate shown in the atm24.pro calculator. ATM24 uses the current market rate and a minimal commission starting from 0.9%.

What documents are required for exchange?

To exchange money in Ko Tao, you usually need a passport or another identity document. This is required by AML and financial crime regulations.

How do I choose an exchange point in Ko Tao?

Airport exchange points often work 24/7, but the rate is usually worse. With ATM24 you get a near-market rate and a manager response within 1 minute.

Which currency is used in Ko Tao?

The local currency used in Ko Tao is THB. In tourist areas, some merchants may accept USD, but change is usually given in THB.

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